Capital Gains Tax Calculator for Dayton, OH
Updated 2026 · Local data pre-filled
Capital gains tax in Dayton, OH depends on your federal rate plus Ohio state taxes. For real estate, note that the median home in Dayton has appreciated significantly — understanding your tax liability before selling is critical. Long-term gains (assets held >1 year) receive preferential federal rates of 0%, 15%, or 20%.
How Dayton Compares to the National Average
Understanding how Dayton stacks up helps you calibrate your financial planning.
| Metric | Dayton, OH | US Average | Difference |
|---|---|---|---|
| Median Home Price | $170,000 | $420,800 | -59.6% |
| Median Monthly Rent | $875 | $1,713 | -48.9% |
| Median Household Income | $54,600 | $74,580 | -26.8% |
| Property Tax Rate | 1.60% | 1.10% | +45.5% |
| Cost of Living Index | 83 | 100 | -17.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Dayton Financial Snapshot
- Population (Metro)
- 820,000
- Unemployment
- 4.7%
- Avg Commute
- 22 min
- Median Age
- 36.4
- Price-to-Rent Ratio
- 16.2x
- Annual Property Tax
- $2,720
Capital Gains Tax Calculator in Other Ohio Cities
Frequently Asked Questions — Dayton
What is the median home price in Dayton, OH?
The median home price in Dayton is $170,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Dayton?
Median monthly rent in Dayton is $875. That works out to $10,500/year, or 19% of the median household income — within the commonly recommended 30% of income guideline.
Is Dayton affordable?
Dayton's cost of living index is 83 vs. the national average of 100. With a median household income of $54,600/year and a median home price of $170,000, the price-to-income ratio is 3.1x. Dayton remains relatively affordable compared to many US metros.
What is the property tax rate in Dayton?
The effective property tax rate in Dayton is 1.60% of assessed value. On the median home of $170,000, that's roughly $2,720/year ($227/month).