Capital Gains Tax Calculator for Jacksonville, FL
Updated 2026 · Local data pre-filled
Capital gains tax in Jacksonville, FL depends on your federal rate plus Florida state taxes. For real estate, note that the median home in Jacksonville has appreciated significantly — understanding your tax liability before selling is critical. Long-term gains (assets held >1 year) receive preferential federal rates of 0%, 15%, or 20%.
How Jacksonville Compares to the National Average
Understanding how Jacksonville stacks up helps you calibrate your financial planning.
| Metric | Jacksonville, FL | US Average | Difference |
|---|---|---|---|
| Median Home Price | $310,000 | $420,800 | -26.3% |
| Median Monthly Rent | $1,098 | $1,713 | -35.9% |
| Median Household Income | $61,400 | $74,580 | -17.7% |
| Property Tax Rate | 0.91% | 1.10% | -17.3% |
| Cost of Living Index | 96 | 100 | -4.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Jacksonville Financial Snapshot
- Population (Metro)
- 1,590,000
- Unemployment
- 3.3%
- Avg Commute
- 27 min
- Median Age
- 37.2
- Price-to-Rent Ratio
- 23.5x
- Annual Property Tax
- $2,821
Capital Gains Tax Calculator in Other Florida Cities
Frequently Asked Questions — Jacksonville
What is the median home price in Jacksonville, FL?
The median home price in Jacksonville is $310,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Jacksonville?
Median monthly rent in Jacksonville is $1,098. That works out to $13,176/year, or 21% of the median household income — within the commonly recommended 30% of income guideline.
Is Jacksonville affordable?
Jacksonville's cost of living index is 96 vs. the national average of 100. With a median household income of $61,400/year and a median home price of $310,000, the price-to-income ratio is 5.0x. Jacksonville falls in the middle of the affordability spectrum for US cities.
What is the property tax rate in Jacksonville?
The effective property tax rate in Jacksonville is 0.91% of assessed value. On the median home of $310,000, that's roughly $2,821/year ($235/month).