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Kentucky Capital Gains Tax Calculator โ€” Updated 2026

State abbreviation: KY

Capital gains taxes in Kentucky depend on federal rates plus your state rate of 5%. This affects how you plan property sales, stock dispositions, and investment strategies. Long-term capital gains (>1 year hold) are taxed at 0%, 15%, or 20% federally, plus your state tax if applicable.

Kentucky Financial Data (2026)

State Tax Rate
5%
Property Tax Rate
0.85%
Median Home Price
$265,000
Avg Insurance Cost
$1,440/year
Cost of Living Index
88
State Abbreviation
KY