Mortgage Payment Calculator for San Antonio, TX
Updated 2026 · Local data pre-filled
The median home price in San Antonio, TX is $270,000, with an effective property tax rate of 1.80% — higher than the national average of 1.10%. We've pre-filled the calculator with local figures so your estimate reflects what buyers actually pay in San Antonio.
✓ Calculator below is pre-filled with San Antonio local data
How San Antonio Compares to the National Average
Understanding how San Antonio stacks up helps you calibrate your financial planning.
| Metric | San Antonio, TX | US Average | Difference |
|---|---|---|---|
| Median Home Price | $270,000 | $420,800 | -35.8% |
| Median Monthly Rent | $899 | $1,713 | -47.5% |
| Median Household Income | $58,600 | $74,580 | -21.4% |
| Property Tax Rate | 1.80% | 1.10% | +63.6% |
| Cost of Living Index | 92 | 100 | -8.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
San Antonio Financial Snapshot
- Population (Metro)
- 2,650,000
- Unemployment
- 3.8%
- Avg Commute
- 26 min
- Median Age
- 34.3
- Price-to-Rent Ratio
- 25.0x
- Annual Property Tax
- $4,860
Mortgage Payment Calculator in Other Texas Cities
Frequently Asked Questions — San Antonio
What is the median home price in San Antonio, TX?
The median home price in San Antonio is $270,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in San Antonio?
Median monthly rent in San Antonio is $899. That works out to $10,788/year, or 18% of the median household income — within the commonly recommended 30% of income guideline.
Is San Antonio affordable?
San Antonio's cost of living index is 92 vs. the national average of 100. With a median household income of $58,600/year and a median home price of $270,000, the price-to-income ratio is 4.6x. San Antonio falls in the middle of the affordability spectrum for US cities.
What is the property tax rate in San Antonio?
The effective property tax rate in San Antonio is 1.80% of assessed value. On the median home of $270,000, that's roughly $4,860/year ($405/month).