Mortgage Payment Calculator for Tucson, AZ
Updated 2026 · Local data pre-filled
The median home price in Tucson, AZ is $295,000, with an effective property tax rate of 0.62% — below the national average of 1.10%. We've pre-filled the calculator with local figures so your estimate reflects what buyers actually pay in Tucson.
✓ Calculator below is pre-filled with Tucson local data
How Tucson Compares to the National Average
Understanding how Tucson stacks up helps you calibrate your financial planning.
| Metric | Tucson, AZ | US Average | Difference |
|---|---|---|---|
| Median Home Price | $295,000 | $420,800 | -29.9% |
| Median Monthly Rent | $868 | $1,713 | -49.3% |
| Median Household Income | $50,000 | $74,580 | -33.0% |
| Property Tax Rate | 0.62% | 1.10% | -43.6% |
| Cost of Living Index | 91 | 100 | -9.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Tucson Financial Snapshot
- Population (Metro)
- 1,050,000
- Unemployment
- 4.4%
- Avg Commute
- 23 min
- Median Age
- 34.5
- Price-to-Rent Ratio
- 28.3x
- Annual Property Tax
- $1,829
Mortgage Payment Calculator in Other Arizona Cities
Frequently Asked Questions — Tucson
What is the median home price in Tucson, AZ?
The median home price in Tucson is $295,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Tucson?
Median monthly rent in Tucson is $868. That works out to $10,416/year, or 21% of the median household income — within the commonly recommended 30% of income guideline.
Is Tucson affordable?
Tucson's cost of living index is 91 vs. the national average of 100. With a median household income of $50,000/year and a median home price of $295,000, the price-to-income ratio is 5.9x. Tucson falls in the middle of the affordability spectrum for US cities.
What is the property tax rate in Tucson?
The effective property tax rate in Tucson is 0.62% of assessed value. On the median home of $295,000, that's roughly $1,829/year ($152/month).