Property Tax Calculator for Utica, NY
Updated 2026 · Local data pre-filled
Property taxes in Utica run approximately 2.50% of assessed value. On the median home of $135,000, that's roughly $3,375/year ($281/mo). This is above the national average rate of 1.10%.
✓ Calculator below is pre-filled with Utica local data
How Utica Compares to the National Average
Understanding how Utica stacks up helps you calibrate your financial planning.
| Metric | Utica, NY | US Average | Difference |
|---|---|---|---|
| Median Home Price | $135,000 | $420,800 | -67.9% |
| Median Monthly Rent | $850 | $1,713 | -50.4% |
| Median Household Income | $44,600 | $74,580 | -40.2% |
| Property Tax Rate | 2.50% | 1.10% | +127.3% |
| Cost of Living Index | 80 | 100 | -20.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Utica Financial Snapshot
- Population (Metro)
- 145,000
- Unemployment
- 5.0%
- Avg Commute
- 21 min
- Median Age
- 35.3
- Price-to-Rent Ratio
- 13.2x
- Annual Property Tax
- $3,375
Property Tax Calculator in Other New York Cities
Frequently Asked Questions — Utica
What is the median home price in Utica, NY?
The median home price in Utica is $135,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Utica?
Median monthly rent in Utica is $850. That works out to $10,200/year, or 23% of the median household income — within the commonly recommended 30% of income guideline.
Is Utica affordable?
Utica's cost of living index is 80 vs. the national average of 100. With a median household income of $44,600/year and a median home price of $135,000, the price-to-income ratio is 3.0x. Utica remains relatively affordable compared to many US metros.
What is the property tax rate in Utica?
The effective property tax rate in Utica is 2.50% of assessed value. On the median home of $135,000, that's roughly $3,375/year ($281/month).