Retirement Savings Calculator for Little Rock, AR
Updated 2026 · Local data pre-filled
The median household income in Little Rock is $56,600. With a cost of living index of 85, your retirement needs will be lower than average. Planners generally recommend saving 10–15% of income; at Little Rock's median income that's $6,792–$8,490 per year.
✓ Calculator below is pre-filled with Little Rock local data
How Little Rock Compares to the National Average
Understanding how Little Rock stacks up helps you calibrate your financial planning.
| Metric | Little Rock, AR | US Average | Difference |
|---|---|---|---|
| Median Home Price | $195,000 | $420,800 | -53.7% |
| Median Monthly Rent | $825 | $1,713 | -51.8% |
| Median Household Income | $56,600 | $74,580 | -24.1% |
| Property Tax Rate | 0.63% | 1.10% | -42.7% |
| Cost of Living Index | 85 | 100 | -15.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Little Rock Financial Snapshot
- Population (Metro)
- 750,000
- Unemployment
- 3.8%
- Avg Commute
- 22 min
- Median Age
- 36.2
- Price-to-Rent Ratio
- 19.7x
- Annual Property Tax
- $1,229
Frequently Asked Questions — Little Rock
What is the median home price in Little Rock, AR?
The median home price in Little Rock is $195,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Little Rock?
Median monthly rent in Little Rock is $825. That works out to $9,900/year, or 17% of the median household income — within the commonly recommended 30% of income guideline.
Is Little Rock affordable?
Little Rock's cost of living index is 85 vs. the national average of 100. With a median household income of $56,600/year and a median home price of $195,000, the price-to-income ratio is 3.4x. Little Rock remains relatively affordable compared to many US metros.
What is the property tax rate in Little Rock?
The effective property tax rate in Little Rock is 0.63% of assessed value. On the median home of $195,000, that's roughly $1,229/year ($102/month).