Retirement Savings Calculator for Poughkeepsie, NY
Updated 2026 · Local data pre-filled
The median household income in Poughkeepsie is $72,400. With a cost of living index of 120, your retirement needs will be higher than average. Planners generally recommend saving 10–15% of income; at Poughkeepsie's median income that's $8,688–$10,860 per year.
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How Poughkeepsie Compares to the National Average
Understanding how Poughkeepsie stacks up helps you calibrate your financial planning.
| Metric | Poughkeepsie, NY | US Average | Difference |
|---|---|---|---|
| Median Home Price | $350,000 | $420,800 | -16.8% |
| Median Monthly Rent | $1,700 | $1,713 | -0.8% |
| Median Household Income | $72,400 | $74,580 | -2.9% |
| Property Tax Rate | 2.20% | 1.10% | +100.0% |
| Cost of Living Index | 120 | 100 | +20.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Poughkeepsie Financial Snapshot
- Population (Metro)
- 680,000
- Unemployment
- 4.1%
- Avg Commute
- 32 min
- Median Age
- 38
- Price-to-Rent Ratio
- 17.2x
- Annual Property Tax
- $7,700
Frequently Asked Questions — Poughkeepsie
What is the median home price in Poughkeepsie, NY?
The median home price in Poughkeepsie is $350,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Poughkeepsie?
Median monthly rent in Poughkeepsie is $1,700. That works out to $20,400/year, or 28% of the median household income — within the commonly recommended 30% of income guideline.
Is Poughkeepsie affordable?
Poughkeepsie's cost of living index is 120 vs. the national average of 100. With a median household income of $72,400/year and a median home price of $350,000, the price-to-income ratio is 4.8x. Poughkeepsie falls in the middle of the affordability spectrum for US cities.
What is the property tax rate in Poughkeepsie?
The effective property tax rate in Poughkeepsie is 2.20% of assessed value. On the median home of $350,000, that's roughly $7,700/year ($642/month).