⚖️ Asset Division Calculator
Enter your marital assets and debts to see how they'd be divided. We'll model both a straight 50/50 split and an equitable distribution scenario you can adjust.
💙 This is a difficult time. These numbers are estimates to help you plan — not legal advice. Please work with a qualified attorney.
Assets
$
$
$
$
Debts
$
$
$273,000
Total Assets
$58,000
Total Debts
$215,000
Net Marital Estate
Scenario 1: 50/50 Split
Spouse 1
$107,500
Spouse 2
$107,500
Scenario 2: Equitable Distribution
Spouse 1 gets 50%20% / 80%50% / 50%80% / 20%
Spouse 1 (50%)
$107,500
Spouse 2 (50%)
$107,500
Difference between scenarios: $0 per spouse
Frequently Asked Questions
What counts as marital property?
Generally, any asset or debt acquired during the marriage — regardless of whose name is on it. Pre-marital assets and inheritances are usually separate property.
What is equitable distribution?
Used in most states, equitable distribution means assets are divided fairly — not necessarily equally. Courts consider income, contributions to the marriage, age, health, and future earning potential.
How are retirement accounts divided?
The portion of a 401k or IRA earned during the marriage is marital property. Division requires a QDRO (Qualified Domestic Relations Order) to avoid taxes and penalties.
Is this calculator legal advice?
No — this is for planning and estimation only. Asset division rules vary by state. Work with a family law attorney and a Certified Divorce Financial Analyst (CDFA) for your situation.
Sources: NCSL Property Division Laws, IRS Filing Status Rules, IRS Publication 504 (Divorced Individuals). Last updated March 2026.