Today's rates
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  • Fed Funds3.63%
  • 30yr Fixed6.37%
  • 10yr Treasury4.38%
  • CPI332.4
  • Unemployment4.30%
  • Savings APY0.38%
  • Fed Funds3.63%
  • 30yr Fixed6.37%
  • 10yr Treasury4.38%
  • CPI332.4
  • Unemployment4.30%
  • Savings APY0.38%

Source: FRED + Treasury + BLS · Refreshed May 12, 2:15 PM

🎓

Your First Real Job

Let's Figure This Out

Nobody teaches you this stuff in school. We made calculators that explain it in plain English — no jargon, no judgment. You've got this. 💪

💸Start here

First Paycheck Decoder

Where tf does my money go? See exactly what happens between your salary and your bank account.

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🏠

Can I Afford This Apartment?

Plug in your salary and see if that apartment leaves you with enough to actually live.

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🤔Big decision

Student Loans vs Investing

Should you pay off loans fast or invest the difference? See 10 and 20-year projections.

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🎁Free money

401k Free Money Calculator

Your employer is literally offering you free money. See how much you're leaving on the table.

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🗓️ Things to do in your first 30 days

📋Set up your 401k and contribute at least enough to get the full employer match
🏦Open a high-yield savings account for your emergency fund
💳Start tracking your spending — know where your money goes
🎯Figure out your actual take-home pay (hint: it's way less than your salary)
🏠Check if your rent is under 30% of your gross income
📚Understand your benefits — health insurance, FSA, vision, dental

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