Gig Worker Finance Tools
Nobody gives you a W-2, nobody withholds your taxes, and nobody matches your 401k. That means you need to know the numbers — or the IRS will remind you in the worst possible way.
These tools are straight-to-the-point. No jargon, no fluff.
The Gig Worker Tax Reality
😬 Self-Employment Tax
Employees pay 7.65% FICA. You pay 15.3%. Both halves. On every dollar of profit. Set aside 25-30% of every payment before you spend a dime.
📅 Quarterly Payments
You owe taxes 4 times a year (April, June, September, January). Miss them and you pay underpayment penalties on top of the bill.
🚗 Track Your Mileage
The 2025 IRS mileage rate is 67¢/mile. A delivery driver logging 20,000 miles deducts $13,400 from their taxable income. That's real money.
💸 True Hourly Rate
Before expenses, your gig rate looks good. After gas, depreciation, taxes, and dead time — it's often closer to $12/hour. Know your number.
Calculators
Quarterly Tax Estimator
How much to set aside and when. Get exact quarterly payment amounts and due dates.
Mileage Deduction Calculator
67¢/mile in 2025. Turn your driving into a real tax deduction.
Hourly Rate → W-2 Salary
What does your $50/hr actually equal in employee salary terms? (Hint: less than you think.)
Delivery Driver True Profit
Uber Eats, DoorDash, Amazon Flex — what's your real hourly after gas, miles, and wear?
Quarterly Tax Planner
Visualize your four payment deadlines with amounts and dates so you're never caught off guard.
More tools: Self-Employed Tax Calculator · Freelance Rate Calculator