Financial terms related to retirement accounts, planning, and income.
A personal retirement savings account with tax advantages; types include Traditional and Roth.
A tax-deferred retirement plan for self-employed individuals and unincorporated businesses.
The minimum amount you must withdraw from retirement accounts annually after age 73.
The choice between tax deduction now (Traditional) or tax-free withdrawals (Roth).
A U.S. government program providing retirement, disability, and survivor benefits.
A retirement account where contributions may be tax-deductible; withdrawals are taxed.
The process by which an employee gains ownership of employer-contributed retirement benefits.
A contract providing historically reliable income for life or a fixed period, issued by insurers.
Employer-sponsored retirement plan that lets you contribute pre-tax (Traditional) or post-tax (Roth) dollars, often with a company match.
The yearly percentage of a retirement portfolio you can withdraw with low risk of running out of money over a 30-year retirement.