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Definition

Current Assets

Assets expected to be converted to cash within one year.

Written by Jere Salmisto·Reviewed by CalcFi Editorial·Last verified: 2026-05-13
TL;DR

Current Assets is Assets expected to be converted to cash within one year. Used in banking.

What Is Current Assets?

Current assets are assets on a balance sheet that are expected to be converted to cash or used up within one year. They include cash, accounts receivable, inventory, and short-term investments. Current assets are listed first on the balance sheet because they represent the most liquid portion of the business. The current ratio (current assets divided by current liabilities) is a key solvency metric: a ratio above 1.0 generally means the business can cover short-term obligations. For individuals, current assets include cash in checking/savings accounts, money market accounts, and other funds available for immediate use. Understanding current assets helps assess financial liquidity—how quickly you can access cash if needed.

Related Terms

Liquidity
How quickly and easily an asset can be converted to cash without losing value.
Balance Sheet
A financial statement showing assets, liabilities, and net worth at a specific point in time.

Related Calculators

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