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Definition

Yield

The income generated by an investment, expressed as a percentage of its cost.

Written by Jere Salmisto·Reviewed by CalcFi Editorial·Last verified: 2026-05-13
TL;DR

Yield is The income generated by an investment, expressed as a percentage of its cost. Used in investing.

What Is Yield?

Yield is the annual income generated by an investment (interest, dividends) expressed as a percentage of the investment's cost or current value. For bonds, yield is the annual coupon payment divided by the bond price; for stocks, dividend yield is annual dividends per share divided by share price. For example, a stock paying $2 annual dividends with a price of $100 has a 2% dividend yield. Bond yields rise when bond prices fall (inverse relationship); stock yields rise when stock prices fall or dividends increase. "High yield" can mean attractive returns but often comes with higher risk—junk bonds offer high yields because they're risky. Yield is important for income-focused investors; growth investors focus more on capital appreciation than yield.

Related Terms

Dividend
A portion of company profits distributed to shareholders, usually quarterly.
Interest Rate
The cost of borrowing money or the return on savings, expressed as a percentage.

Related Calculators

Bond Yield Calculator→
Dividend Income Calculator→
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