Written by Jere SalmistoReviewed by CalcFi EditorialLast verified: 2026-05-13

Side Hustle

5 calculators in this journey

Turn your side business into a money-making machine — from setting rates to handling taxes and planning retirement.

Step-by-Step Guide

Determine competitive pricing for your side business based on market rates and expenses.

Estimate income tax and self-employment tax on side hustle income.

Calculate quarterly estimated tax payments to avoid penalties.

Track deductible business expenses to reduce your taxable income.

Plan retirement savings with options like Solo 401k available to self-employed individuals.

Complete all 5 steps of this journey and we'll track your progress. Start with the first calculator and we'll guide you through the rest.

How much should I charge for my side work?

Price should reflect market rates plus your unique value. Our calculator helps you determine competitive pricing for your services.

What taxes do I owe on side income?

Side income is subject to income tax and self-employment tax. Our calculator estimates total tax liability and quarterly payment schedule.

Can I deduct business expenses?

Yes! Office supplies, equipment, software, and home office space are deductible. Our calculator helps you track and estimate deductions.

How do I make quarterly tax payments?

You can pay through IRS Direct Pay, EFTPS, or your tax software. Our calculator determines your estimated quarterly payment amount.

How should I handle retirement savings with side income?

A Solo 401k or SEP-IRA lets you contribute more than a traditional IRA. Our calculator shows contribution limits for your situation.

5 steps

Set your rate, handle taxes, and build the financial foundation that makes freelancing sustainable.

Browse all 100+ calculators or explore other guided journeys.