Maps/Home Affordability (Price-to-Income) by State/South Carolina
State Index · Home Affordability · South Carolina · 2023
4.485

Average Home Affordability in South Carolina

Rank #27 of 5093.0% of national averageSource: Census ACS + Zillow (ACS 2023 × ZHVI 2026)

South Carolina ranks #27 of 51 for home affordability in 2026.

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Census ACS + Zillow, ACS 2023 × ZHVI 2026 · updated Apr 2026
Home Affordability (Price-to-Income) by State map showing 51 states. Hover or tap a state for details.
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Home Affordability (Price-to-Income) by State

Low → High

  • 3.1 – 3.711 states
  • 3.7 – 4.410 states
  • 4.4 – 5.010 states
  • 5.0 – 5.810 states
  • 5.8 – 8.710 states
Full ranking

All 50 states ranked

Source: Census ACS + Zillow (ACS 2023 × ZHVI 2026)

RankStateHome Affordability (Price-to-Income)% of US
1Hawaii8.738181.1%
2California8.109168.1%
3Montana6.595136.7%
4Massachusetts6.576136.3%
5Washington6.353131.7%
6Idaho6.316130.9%
7Oregon6.225129.0%
8New York6.185128.2%
9Rhode Island5.876121.8%
10Nevada5.852121.3%
Show all 50 states (41 more) ↓Show top 10 only ↑
11Colorado5.832120.9%
12Utah5.757119.3%
13New Jersey5.707118.3%
14Maine5.528114.6%
15Arizona5.475113.5%
16District of Columbia5.388111.7%
17New Hampshire5.239108.6%
18Florida5.124106.2%
19New Mexico5.087105.4%
20Wyoming5.016104.0%
21Delaware4.952102.6%
22Tennessee4.933102.2%
23Vermont4.852100.6%
24Connecticut4.76198.7%
25North Carolina4.75198.5%
26Virginia4.58695.1%
27South Carolina4.48593.0%
28Alaska4.47592.8%
29Georgia4.44992.2%
30Wisconsin4.42491.7%
31South Dakota4.41691.5%
32Maryland4.35590.3%
33Minnesota4.07484.4%
34Texas3.97182.3%
35Missouri3.83779.5%
36Pennsylvania3.8379.4%
37Alabama3.80178.8%
38Kentucky3.79478.6%
39Arkansas3.78378.4%
40Michigan3.75677.9%
41North Dakota3.71276.9%
42Nebraska3.70776.8%
43Indiana3.65875.8%
44Louisiana3.63575.3%
45Ohio3.57374.1%
46Mississippi3.55973.8%
47Illinois3.55873.7%
48Oklahoma3.54873.5%
49Kansas3.4872.1%
50Iowa3.24267.2%
51West Virginia3.11764.6%

Updated 2026-04-25. Click any state for the full breakdown.

FAQ

South Carolina home affordability: common questions

What is the average home affordability in South Carolina?

South Carolina home affordability is 4.485 as of ACS 2023 × ZHVI 2026, according to Census ACS + Zillow. That puts South Carolina at rank #27 of 50 US states, below the national average of 4.823.

How does South Carolina compare to nearby states?

Among South Carolina's neighbors, North Carolina shows 4.751, Georgia shows 4.449. Use the CalcFi compare view to line all of them up: /maps/compare?cat=affordability&states=sc,nc,ga. Nearby states share labor markets and housing corridors, so the comparison is usually the most relevant one.

Which South Carolina metros have the highest home affordability?

Top South Carolina metros include Charleston, Columbia, and Greenville. City-level home affordability data drops in Q3 2026 once BLS releases its metro-area tables for the year. Columbia is the state capital. Until then, the state-level number is the best available read.

More on this state

South Carolina data, by category

Salary in South Carolina →Tax burden in South Carolina →Cost of living in South Carolina →Mortgage rate in South Carolina →Rent in South Carolina →

Nearby states

North Carolina home affordability →Georgia home affordability →

Related calculators

  • Mortgage affordability calculator →
  • Cost of living comparison →

Top South Carolina cities · Home Affordability (Price-to-Income) by State

6 cities ranked by home affordability (price-to-income) by state. Lower is better.

Compare top 3 →

Note: Median home price divided by median household income. State map uses Zillow ZHVI ÷ ACS B19013; city uses Census/Zillow seed — same formula, different vintage.

  1. 1Columbiapop 840k4.2
  2. 2Greenvillepop 960k4.6
  3. 3Rock Hillpop 78k5.1
  4. 4Myrtle Beachpop 530k5.4
  5. 5North Charlestonpop 118k5.7
  6. 6Charlestonpop 850k6.0
Methodology

Price-to-income ratio computed as Zillow ZHVI (state median home value, all homes, smoothed seasonally adjusted) divided by Census ACS 1-year median household income (B19013). Higher ratio = harder to afford. Both inputs are state aggregates — county and metro variance can be substantial.