Florida tax burden — broken down.
Florida’s combined tax burden (income + property + sales) lands at 6.89% on our composite — ranking #46 of 51 jurisdictions. Florida levies no state income tax — burden comes entirely from property and sales taxes.
Florida burden, broken into 3 components
| Component | Florida rate | National median |
|---|---|---|
| Top marginal income | 0.00% | ~5.30% |
| Effective property | 0.89% | ~1.07% |
| State sales tax | 6.00% | ~5.50% |
| Combined composite | 6.89% | ~11.87% |
National medians from CalcFi’s 51-state composite. Top marginal is the headline single-filer rate, NOT the effective rate most households actually pay.
Retirement + Social Security in Florida
Florida does NOT tax most retirement income (pensions, IRA / 401(k) distributions). Social Security benefits are NOT taxed by Florida. Federal taxation of these income sources is unchanged regardless of state.
How Florida compares
Of all 51 US jurisdictions ranked by combined burden composite, Florida sits at #46. That puts Florida in the bottom 10 lowest-burden states — high-earners frequently move here from CA/NY for the income-tax savings, even when factoring property/sales tradeoffs. For the live cross-state heat map, see the interactive tax burden map.
Florida metros — local tax overlay
State rates are uniform across Florida— but local income, property, and sales taxes vary. Click any metro to run the full income tax calculator pre-populated with that city’s local layer.
- Miamiproperty 0.91% · pop 6.3Mmedian $65,000 →
- Tampaproperty 0.91% · pop 3.3Mmedian $63,800 →
- Orlandoproperty 0.91% · pop 2.7Mmedian $61,200 →
- Jacksonvilleproperty 0.91% · pop 1.6Mmedian $61,400 →
- Cape Coralproperty 0.91% · pop 0.8Mmedian $66,600 →
- St. Petersburgproperty 0.91% · pop 0.3Mmedian $60,200 →
- Tallahasseeproperty 0.91% · pop 0.4Mmedian $50,600 →
- Gainesvilleproperty 0.91% · pop 0.3Mmedian $47,000 →
- Pensacolaproperty 0.91% · pop 0.5Mmedian $57,000 →
- Daytona Beachproperty 0.91% · pop 0.6Mmedian $52,400 →
Florida tax — common questions
What is the Florida top marginal income tax rate in 2025?
Florida levies no state income tax. Top marginal rate is 0%.
What is the Florida effective property tax rate?
Florida's statewide effective property tax rate is 0.89% of home value (annual). On a $400,000 home that's roughly $3,560/yr. Local variation can be ±0.5pp.
Does Florida tax retirement income or Social Security?
Florida does NOT tax most retirement income, and does NOT tax Social Security benefits.
Are there any Florida-specific tax quirks I should know about?
No state income tax. Property tax averages 0.83% but Save Our Homes caps annual assessment increases at 3% for homesteaded primary residences — long-term owners pay far less than recent buyers on identical homes.
For the full Florida state tax breakdown — every bracket, every deduction, all the edge cases — read our deep Florida state tax guide →
Reviewed by CalcFi Editorial · Source: Tax Foundation State Individual Income Tax Rates (Jan 2025). Last verified 2026-04-19. Methodology at /about/editorial.