Georgia tax burden — broken down.
Georgia’s combined tax burden (income + property + sales) lands at 10.31% on our composite — ranking #31 of 51 jurisdictions. The top marginal individual income tax rate is 5.39%.
Georgia burden, broken into 3 components
| Component | Georgia rate | National median |
|---|---|---|
| Top marginal income | 5.39% | ~5.30% |
| Effective property | 0.92% | ~1.07% |
| State sales tax | 4.00% | ~5.50% |
| Combined composite | 10.31% | ~11.87% |
National medians from CalcFi’s 51-state composite. Top marginal is the headline single-filer rate, NOT the effective rate most households actually pay.
Retirement + Social Security in Georgia
Georgia taxes most retirement income (pensions, IRA / 401(k) distributions). Social Security benefits are NOT taxed by Georgia. Federal taxation of these income sources is unchanged regardless of state.
How Georgia compares
Of all 51 US jurisdictions ranked by combined burden composite, Georgia sits at #31. That places Georgia in the middle of the pack — burden is moderate without being a particular outlier in either direction. For the live cross-state heat map, see the interactive tax burden map.
Georgia metros — local tax overlay
State rates are uniform across Georgia— but local income, property, and sales taxes vary. Click any metro to run the full income tax calculator pre-populated with that city’s local layer.
- Atlantaproperty 0.92% · pop 6.2Mmedian $71,400 →
- Augustaproperty 0.92% · pop 0.6Mmedian $52,200 →
- Savannahproperty 0.92% · pop 0.4Mmedian $57,000 →
- Columbusproperty 0.92% · pop 0.3Mmedian $48,000 →
- Athensproperty 1.10% · pop 0.2Mmedian $42,500 →
- Maconproperty 1.10% · pop 0.2Mmedian $38,500 →
More Georgia metros coming as we expand city coverage.
Georgia tax — common questions
What is the Georgia top marginal income tax rate in 2025?
Georgia's top marginal individual income tax rate is 5.39% on the highest bracket.
What is the Georgia effective property tax rate?
Georgia's statewide effective property tax rate is 0.92% of home value (annual). On a $400,000 home that's roughly $3,680/yr. Local variation can be ±0.5pp.
Does Georgia tax retirement income or Social Security?
Georgia taxes most retirement income, and does NOT tax Social Security benefits.
Are there any Georgia-specific tax quirks I should know about?
Georgia retirement income exclusion: $35k/person (age 62-64) or $65k/person (age 65+) of pension/IRA/401k income excluded from state tax — one of the most generous senior carve-outs.
For the full Georgia state tax breakdown — every bracket, every deduction, all the edge cases — read our deep Georgia state tax guide →
Reviewed by CalcFi Editorial · Source: Tax Foundation State Individual Income Tax Rates (Jan 2025). Last verified 2026-04-19. Methodology at /about/editorial.