Mississippi tax burden — broken down.
Mississippi’s combined tax burden (income + property + sales) lands at 12.05% on our composite — ranking #19 of 51 jurisdictions. The top marginal individual income tax rate is 4.40%.
Mississippi burden, broken into 3 components
| Component | Mississippi rate | National median |
|---|---|---|
| Top marginal income | 4.40% | ~5.30% |
| Effective property | 0.65% | ~1.07% |
| State sales tax | 7.00% | ~5.50% |
| Combined composite | 12.05% | ~11.87% |
National medians from CalcFi’s 51-state composite. Top marginal is the headline single-filer rate, NOT the effective rate most households actually pay.
Retirement + Social Security in Mississippi
Mississippi does NOT tax most retirement income (pensions, IRA / 401(k) distributions). Social Security benefits are NOT taxed by Mississippi. Federal taxation of these income sources is unchanged regardless of state.
How Mississippi compares
Of all 51 US jurisdictions ranked by combined burden composite, Mississippi sits at #19. That places Mississippi in the middle of the pack — burden is moderate without being a particular outlier in either direction. For the live cross-state heat map, see the interactive tax burden map.
Mississippi metros — local tax overlay
State rates are uniform across Mississippi— but local income, property, and sales taxes vary. Click any metro to run the full income tax calculator pre-populated with that city’s local layer.
More Mississippi metros coming as we expand city coverage.
Mississippi tax — common questions
What is the Mississippi top marginal income tax rate in 2025?
Mississippi's top marginal individual income tax rate is 4.40% on the highest bracket.
What is the Mississippi effective property tax rate?
Mississippi's statewide effective property tax rate is 0.65% of home value (annual). On a $400,000 home that's roughly $2,600/yr. Local variation can be ±0.5pp.
Does Mississippi tax retirement income or Social Security?
Mississippi does NOT tax most retirement income, and does NOT tax Social Security benefits.
Are there any Mississippi-specific tax quirks I should know about?
Mississippi exempts retirement income (pensions, IRAs, 401k) entirely from state tax — favorable for retirees. Sales tax 7% (with full grocery taxation).
Reviewed by CalcFi Editorial · Source: Tax Foundation State Individual Income Tax Rates (Jan 2025). Last verified 2026-04-19. Methodology at /about/editorial.