Oklahoma tax burden — broken down.
Oklahoma’s combined tax burden (income + property + sales) lands at 10.15% on our composite — ranking #32 of 51 jurisdictions. The top marginal individual income tax rate is 4.75%.
Oklahoma burden, broken into 3 components
| Component | Oklahoma rate | National median |
|---|---|---|
| Top marginal income | 4.75% | ~5.30% |
| Effective property | 0.90% | ~1.07% |
| State sales tax | 4.50% | ~5.50% |
| Combined composite | 10.15% | ~11.87% |
National medians from CalcFi’s 51-state composite. Top marginal is the headline single-filer rate, NOT the effective rate most households actually pay.
Retirement + Social Security in Oklahoma
Oklahoma does NOT tax most retirement income (pensions, IRA / 401(k) distributions). Social Security benefits are NOT taxed by Oklahoma. Federal taxation of these income sources is unchanged regardless of state.
How Oklahoma compares
Of all 51 US jurisdictions ranked by combined burden composite, Oklahoma sits at #32. That places Oklahoma in the middle of the pack — burden is moderate without being a particular outlier in either direction. For the live cross-state heat map, see the interactive tax burden map.
Oklahoma metros — local tax overlay
State rates are uniform across Oklahoma— but local income, property, and sales taxes vary. Click any metro to run the full income tax calculator pre-populated with that city’s local layer.
- Oklahoma Cityproperty 0.90% · pop 1.4Mmedian $61,200 →
- Tulsaproperty 0.90% · pop 1.0Mmedian $57,400 →
- Normanproperty 1.00% · pop 0.1Mmedian $58,200 →
More Oklahoma metros coming as we expand city coverage.
Oklahoma tax — common questions
What is the Oklahoma top marginal income tax rate in 2025?
Oklahoma's top marginal individual income tax rate is 4.75% on the highest bracket.
What is the Oklahoma effective property tax rate?
Oklahoma's statewide effective property tax rate is 0.90% of home value (annual). On a $400,000 home that's roughly $3,600/yr. Local variation can be ±0.5pp.
Does Oklahoma tax retirement income or Social Security?
Oklahoma does NOT tax most retirement income, and does NOT tax Social Security benefits.
Are there any Oklahoma-specific tax quirks I should know about?
Oklahoma fully taxes groceries (4.5% state) but legislative pressure for repeal ongoing; historically had a federal income tax deduction (capped, then repealed 2014).
Reviewed by CalcFi Editorial · Source: Tax Foundation State Individual Income Tax Rates (Jan 2025). Last verified 2026-04-19. Methodology at /about/editorial.