Utah tax burden — broken down.
Utah’s combined tax burden (income + property + sales) lands at 9.98% on our composite — ranking #33 of 51 jurisdictions. The top marginal individual income tax rate is 4.55%.
Utah burden, broken into 3 components
| Component | Utah rate | National median |
|---|---|---|
| Top marginal income | 4.55% | ~5.30% |
| Effective property | 0.58% | ~1.07% |
| State sales tax | 4.85% | ~5.50% |
| Combined composite | 9.98% | ~11.87% |
National medians from CalcFi’s 51-state composite. Top marginal is the headline single-filer rate, NOT the effective rate most households actually pay.
Retirement + Social Security in Utah
Utah taxes most retirement income (pensions, IRA / 401(k) distributions). Social Security benefits are taxed by Utah. Federal taxation of these income sources is unchanged regardless of state.
How Utah compares
Of all 51 US jurisdictions ranked by combined burden composite, Utah sits at #33. That places Utah in the middle of the pack — burden is moderate without being a particular outlier in either direction. For the live cross-state heat map, see the interactive tax burden map.
Utah metros — local tax overlay
State rates are uniform across Utah— but local income, property, and sales taxes vary. Click any metro to run the full income tax calculator pre-populated with that city’s local layer.
- Salt Lake Cityproperty 0.53% · pop 1.3Mmedian $77,200 →
- Provoproperty 0.53% · pop 0.7Mmedian $68,800 →
- Ogdenproperty 0.70% · pop 0.7Mmedian $65,800 →
- St. Georgeproperty 0.60% · pop 0.2Mmedian $62,800 →
More Utah metros coming as we expand city coverage.
Utah tax — common questions
What is the Utah top marginal income tax rate in 2025?
Utah's top marginal individual income tax rate is 4.55% on the highest bracket.
What is the Utah effective property tax rate?
Utah's statewide effective property tax rate is 0.58% of home value (annual). On a $400,000 home that's roughly $2,320/yr. Local variation can be ±0.5pp.
Does Utah tax retirement income or Social Security?
Utah taxes most retirement income, and taxes Social Security benefits.
Are there any Utah-specific tax quirks I should know about?
Utah uses a "Taxpayer Tax Credit" that phases out with income — replaces traditional standard deduction; effectively means low/middle-income filers pay less than the headline rate suggests.
Reviewed by CalcFi Editorial · Source: Tax Foundation State Individual Income Tax Rates (Jan 2025). Last verified 2026-04-19. Methodology at /about/editorial.