Virginia tax burden — broken down.
Virginia’s combined tax burden (income + property + sales) lands at 11.87% on our composite — ranking #21 of 51 jurisdictions. The top marginal individual income tax rate is 5.75%.
Virginia burden, broken into 3 components
| Component | Virginia rate | National median |
|---|---|---|
| Top marginal income | 5.75% | ~5.30% |
| Effective property | 0.82% | ~1.07% |
| State sales tax | 5.30% | ~5.50% |
| Combined composite | 11.87% | ~11.87% |
National medians from CalcFi’s 51-state composite. Top marginal is the headline single-filer rate, NOT the effective rate most households actually pay.
Retirement + Social Security in Virginia
Virginia taxes most retirement income (pensions, IRA / 401(k) distributions). Social Security benefits are NOT taxed by Virginia. Federal taxation of these income sources is unchanged regardless of state.
How Virginia compares
Of all 51 US jurisdictions ranked by combined burden composite, Virginia sits at #21. That places Virginia in the middle of the pack — burden is moderate without being a particular outlier in either direction. For the live cross-state heat map, see the interactive tax burden map.
Virginia metros — local tax overlay
State rates are uniform across Virginia— but local income, property, and sales taxes vary. Click any metro to run the full income tax calculator pre-populated with that city’s local layer.
- Virginia Beachproperty 0.82% · pop 1.8Mmedian $72,200 →
- Richmondproperty 0.82% · pop 1.3Mmedian $68,200 →
- Roanokeproperty 0.82% · pop 0.3Mmedian $55,800 →
- Chesapeakeproperty 1.00% · pop 0.3Mmedian $82,500 →
- Norfolkproperty 1.10% · pop 0.2Mmedian $52,800 →
- Newport Newsproperty 1.10% · pop 0.2Mmedian $55,200 →
- Alexandriaproperty 1.00% · pop 0.2Mmedian $108,500 →
More Virginia metros coming as we expand city coverage.
Virginia tax — common questions
What is the Virginia top marginal income tax rate in 2025?
Virginia's top marginal individual income tax rate is 5.75% on the highest bracket.
What is the Virginia effective property tax rate?
Virginia's statewide effective property tax rate is 0.82% of home value (annual). On a $400,000 home that's roughly $3,280/yr. Local variation can be ±0.5pp.
Does Virginia tax retirement income or Social Security?
Virginia taxes most retirement income, and does NOT tax Social Security benefits.
Are there any Virginia-specific tax quirks I should know about?
Virginia Age Deduction allows residents 65+ to deduct up to $12,000 per person from state taxable income (income-phased) — uniquely generous senior carve-out.
Reviewed by CalcFi Editorial · Source: Tax Foundation State Individual Income Tax Rates (Jan 2025). Last verified 2026-04-19. Methodology at /about/editorial.