The average interest rate for a 30-year fixed-rate mortgage in the US. Determines your monthly payment and total cost of borrowing. Typically tracks 10-year Treasury yields with a spread for lender profit and risk.
The average interest rate for a 30-year fixed-rate mortgage in the US. Determines your monthly payment and total cost of borrowing. Typically tracks 10-year Treasury yields with a spread for lender profit and risk.
This data is updated automatically from FRED (Federal Reserve Economic Data). Most rates are updated daily or weekly. Check back regularly for the latest figures.
Mortgage Rate influences borrowing costs, savings rates, and investment returns. When rates rise, mortgages and loans become more expensive; when they fall, borrowing becomes cheaper and existing bonds lose value.
All data is sourced from FRED (Federal Reserve Economic Data), the official economic database maintained by the Federal Reserve Bank of St. Louis. FRED provides free access to US economic and financial data.