How does a Actuary's salary in Cincinnati compare to the rest of Ohio?

Cincinnati's cost of living index is 91 vs. the national average of 100, so salaries are adjusted downward accordingly. A Actuary earning the city-adjusted median of $109,200 earns $43,600 more than the median household income in Cincinnati ($65,600).

Actuary Salary in Cincinnati, OH — 2026 Guide

Estimated salaries are adjusted for Cincinnati's cost of living (index: 91). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Cincinnati — Key Numbers

$109,200

Median Salary

$80,107

25th Percentile

$148,621

75th Percentile

$194,649

90th Percentile

National median (Actuary)$120,000

vs. National median-9.0%

Cincinnati median household income$65,600

vs. City household income+66.5%

Cost of Living in Cincinnati

Cost of Living Index

91(100 = avg)

Median Monthly Rent$952/mo

Rent-to-Income Ratio10.5%

Annual rent cost$11,424

Median Home Price$235,000

Home Price / Salary2.2×

20% Down Payment$47,000

Years to save (20% rate)2.2 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Cincinnati

3.7%

Unemployment Rate

2,280,000

Metro Population

24 min

Avg Commute

35.6

Median Age

Cincinnati has a metro population of 2,280,000, offering a large, diverse job market with many employers across all industries. The 3.7% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Financial Calculators for Cincinnati

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Cost of Living — Cincinnati

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Actuary Salary in Ohio

Statewide salary breakdown

Other Professions in Cincinnati

Physician$208,663 Chief Executive Officer$191,100 Dentist$159,714 IT Manager$154,254 Marketing Manager$143,434 Lawyer$132,642

Actuary Salary — Other Ohio Cities

Columbus, OH$108,000 Cleveland, OH$102,000 Dayton, OH$99,600 Akron, OH$99,600 Toledo, OH$96,000

Frequently Asked Questions

How much does a Actuary make in Cincinnati, OH?

The estimated median salary for a Actuary in Cincinnati is $109,200 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Cincinnati's cost of living index (91). The typical salary range runs from $80,107 (25th percentile) to $148,621 (75th percentile), with top earners reaching $194,649.

Is Cincinnati affordable for a Actuary?

On a $109,200 annual salary, a Actuary in Cincinnati would spend approximately 10.5% of gross monthly income on median rent ($952/month). This is well within the 28% affordability threshold, making Cincinnati relatively affordable for this profession. The median home price of $235,000 is 2.2× the annual salary.

How does a Actuary's salary compare to Cincinnati's overall income?

Cincinnati's median household income is $65,600. A Actuary earning the city-adjusted median of $109,200 earns 66.5% more than the typical Cincinnati household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Actuary — National Actuary in Ohio All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.