How does a Actuary's salary in Denver compare to the rest of Colorado?

Denver's cost of living index is 121 vs. the national average of 100, so salaries are adjusted upward accordingly. A Actuary earning the city-adjusted median of $145,200 earns $60,000 more than the median household income in Denver ($85,200).

Actuary Salary in Denver, CO — 2026 Guide

Estimated salaries are adjusted for Denver's cost of living (index: 121). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Denver — Key Numbers

$145,200

Median Salary

$106,516

25th Percentile

$197,617

75th Percentile

$258,819

90th Percentile

National median (Actuary)$120,000

vs. National median+21.0%

Denver median household income$85,200

vs. City household income+70.4%

Cost of Living in Denver

Cost of Living Index

121(100 = avg)

Median Monthly Rent$1,395/mo

Rent-to-Income Ratio11.5%

Annual rent cost$16,740

Median Home Price$565,000

Home Price / Salary3.9×

20% Down Payment$113,000

Years to save (20% rate)3.9 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Denver

3.3%

Unemployment Rate

2,930,000

Metro Population

26 min

Avg Commute

36.6

Median Age

Denver has a metro population of 2,930,000, offering a large, diverse job market with many employers across all industries. The 3.3% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Financial Calculators for Denver

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Cost of Living — Denver

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Actuary Salary in Colorado

Statewide salary breakdown

Other Professions in Denver

Physician$277,453 Chief Executive Officer$254,100 Dentist$212,367 IT Manager$205,107 Marketing Manager$190,720 Lawyer$176,370

Actuary Salary — Other Colorado Cities

Colorado Springs, CO$123,600 Fort Collins, CO$133,200

Frequently Asked Questions

How much does a Actuary make in Denver, CO?

The estimated median salary for a Actuary in Denver is $145,200 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Denver's cost of living index (121). The typical salary range runs from $106,516 (25th percentile) to $197,617 (75th percentile), with top earners reaching $258,819.

Is Denver affordable for a Actuary?

On a $145,200 annual salary, a Actuary in Denver would spend approximately 11.5% of gross monthly income on median rent ($1,395/month). This is well within the 28% affordability threshold, making Denver relatively affordable for this profession. The median home price of $565,000 is 3.9× the annual salary.

How does a Actuary's salary compare to Denver's overall income?

Denver's median household income is $85,200. A Actuary earning the city-adjusted median of $145,200 earns 70.4% more than the typical Denver household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Actuary — National Actuary in Colorado All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.