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Actuary Salary in Houston, TX β€” 2026 Guide

Estimated salaries are adjusted for Houston's cost of living (index: 101). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Houston β€” Key Numbers

$121,200
Median Salary
$88,910
25th Percentile
$164,953
75th Percentile
$216,039
90th Percentile
National median (Actuary)$120,000
vs. National median+1.0%
Houston median household income$67,800
vs. City household income+78.8%

Cost of Living in Houston

Cost of Living Index
101(100 = avg)
Median Monthly Rent$1,262/mo
Rent-to-Income Ratio12.5%
Annual rent cost$15,144
Median Home Price$320,000
Home Price / Salary2.6Γ—
20% Down Payment$64,000
Years to save (20% rate)2.6 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Houston

4.2%
Unemployment Rate
7,470,000
Metro Population
29 min
Avg Commute
34.5
Median Age

Houston has a metro population of 7,470,000, offering a large, diverse job market with many employers across all industries. The 4.2% unemployment rate is near the national average.

Frequently Asked Questions

How much does a Actuary make in Houston, TX?

The estimated median salary for a Actuary in Houston is $121,200 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Houston's cost of living index (101). The typical salary range runs from $88,910 (25th percentile) to $164,953 (75th percentile), with top earners reaching $216,039.

Is Houston affordable for a Actuary?

On a $121,200 annual salary, a Actuary in Houston would spend approximately 12.5% of gross monthly income on median rent ($1,262/month). This is well within the 28% affordability threshold, making Houston relatively affordable for this profession. The median home price of $320,000 is 2.6Γ— the annual salary.

How does a Actuary's salary compare to Houston's overall income?

Houston's median household income is $67,800. A Actuary earning the city-adjusted median of $121,200 earns 78.8% more than the typical Houston household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.