Actuary Salary in Las Vegas, NV: Median $73,981 in 2026
Las Vegas (NV) · COL index 103 · Unemployment 5.0% · Metro pop 2,340,000 · Rank #118 of 283 for Actuary salary
A Actuary in Las Vegas earns an estimated median of $73,981 per year. That figure starts from the Nevada state-level BLS Occupational Employment and Wage Statistics median[1]($70,290) and scales it by Las Vegas's composite cost-of-living index of 103 (US = 100). The 10th percentile comes in around $40,017; the 90th percentile reaches $136,806. After federal, Nevada state (no state income tax), and FICA taxes, a single-filer Actuary takes home approximately $60,597/year — about $5,050/month or $2,331 every other week.
Compared to the national Actuary median of $120,000, Las Vegas pays -38.3%. Relative to the Las Vegas median household income of $62,600, a Actuarysalary runs +18.2%. Local unemployment is 5.0%[3], with an estimated 30 annual Actuary openings inferred from metro population share and national employment (28,400).
Actuary Snapshot — Las Vegas (2026)
Every row cites a primary public dataset. Rent + home values use Zillow where the metro is in the ZHVI/ZORI coverage set; otherwise ACS + census tract fallbacks.
| Metric | Las Vegas | National | Source |
|---|---|---|---|
| Actuary median salary | $73,981 | $120,000 | [1] |
| 10th percentile | $40,017 | $88,030 | [1] |
| 90th percentile | $136,806 | $213,900 | [1] |
| Annual take-home (single filer) | $60,597 | — | [8][10] |
| Median home value (ZHVI) | $431,015 | — | [5] |
| Median rent (ZORI) | $1,727/mo | — | [5] |
| HUD Fair Market Rent (2BR) | $1,600/mo | — | [6] |
| Median household income (ACS) | $73,845 | — | [7] |
| Cost-of-living index | 103.0 | 100.0 | [4] |
| Unemployment rate | 5.0% | — | [3] |
How Actuary Salaries Work in Las Vegas
City-level wages aren't published directly by BLS for most SOC codes. We build them by anchoring to the Nevada state-level OEWS median ($70,290) and scaling by Las Vegas's composite cost-of-living index (103)[1][4]. That index combines Census ACS rent, Zillow ZHVI, BLS CPI, and AdvisorSmith / ApartmentAdvisor inputs to produce one number per metro. When BLS publishes a separate metro-level wage (MSA-level OEWS), that takes priority — a handful of large metros including New York, LA, Chicago, and DC have this coverage.
On top of the gross wage, the standard US payroll stack applies: federal income tax using 2025 IRS brackets and the $15,000 single standard deduction[8], FICA (Social Security 6.2% up to $176,100 wage base + Medicare 1.45%)[9], and no Nevada state income tax — a meaningful wedge worth $3,699–$5,179 per year vs average-tax states[10].
Las Vegas also sits inside a larger metro labor market where commute patterns, remote-work policies, and adjacent-metro wages compete. Near-national unemployment means a balanced market — employers and candidates negotiate from roughly equal positions. Median household income in the metro is $73,845, which frames what "a good Actuary salary" means locally: a $$73,981 wage pays about 100% of the median household income on a single earner.
The deterministic identity: take_home = gross − federal − state − FICA − pre_tax. All math runs client-side; nothing is sent to our servers.
Actuary Salary & Cost-of-Living Context — Las Vegas
Buy vs rent in Las Vegas
Monthly PITI on the $431,015 median home in Las Vegas is ~$2,886/mo — vs a $1,727/mo median rent. Rent burden on median household income is 28.1%, which falls within the recommended 30% guideline for housing costs.
Cost of Living Breakdown — Las Vegas
Estimated annual expense shares on a $60,597 take-home, using BLS Consumer Expenditure Survey baseline shares scaled to Las Vegas's COL index of 103. Housing uses the actual median rent.
BLS Consumer Expenditure Survey shares[1], scaled by Las Vegas's COL index of 103[4]. Housing uses actual median rent of $1,068/month.
Salary vs Housing Affordability in Las Vegas
Renting
Buying
At $5,050/mo take-home, the 30% rent rule caps housing at $1,515/mo. Las Vegas's typical 1–2BR rent runs $1,727/mo[5] (HUD 2BR FMR: $1,600/mo), making rent very affordable on a median Actuary salary. For homebuyers, the 5.6× price-to-income ratio is workable with a strong credit profile and manageable other debts.
How Las Vegas Stacks Up for Actuarys
Against 283 major US cities: Las Vegas ranks #118 for nominal Actuary salary, #50 for rent affordability, and #165 for overall purchasing power. High cost of living absorbs much of Las Vegas's nominal wage premium. Actuarys here often trade pay for lifestyle, proximity to employers, or family roots — consider nearby metros on a salary-to-COL basis.
Nearby Cities — Actuary Salary Comparison
Las Vegas's closest metros, scaled by each city's cost-of-living index. Useful for relocation decisions where commute or remote-work policies allow a neighboring metro trade-off.
| City | Est. salary | COL | Rent | vs NV |
|---|---|---|---|---|
| Las Vegas, NV ★ | $73,981 | 103 | $1,068 | — |
| Reno, NV | $134,400 | 112 | $1,294 | +81.7% |
| Henderson, NV | $127,200 | 106 | $1,650 | +71.9% |
| North Las Vegas, NV | $118,800 | 99 | $1,450 | +60.6% |
| Sparks, NV | $123,600 | 103 | $1,500 | +67.1% |
| Fresno, CA | $123,600 | 103 | $1,273 | +67.1% |
Actuary Job Market in Las Vegas
Las Vegas has an estimated 30 annual Actuaryopenings, extrapolated from the metro's share of 28,400 national Actuarys[1]. The 5.0% unemployment rate[3] is near the national average, with steady turnover across most sectors.
Top employers in Las Vegas
About the profession: Actuaries use mathematics and statistics to assess financial risk for insurance companies, pension funds, and other organizations. It is consistently ranked among the best careers in America. Typical entry requirement: bachelor's degree plus professional exams. This is one of the fastest-growing US occupations — 22% projected through 2034[2].
Career Progression & Related Professions in Las Vegas
Early-career Actuarys in Las Vegas start around $40,017, reach the city median ($73,981) after 4–8 years, and hit 90th-percentile territory ($136,806) at senior / specialized levels.
Related finance professions in Las Vegas
Calculators for Actuarys in Las Vegas
Other professions in Las Vegas
Frequently Asked Questions — Actuary in Las Vegas
How much does a Actuary make in Las Vegas, NV?
The estimated median salary for a Actuary in Las Vegas is $73,981/year, scaled from the BLS OEWS Nevada state median ($70,290) by Las Vegas's composite cost-of-living index of 103 (US = 100). After federal, Nevada state, and FICA taxes, take-home is approximately $60,597/year or $5,050/month.
Can a Actuary afford to live in Las Vegas?
On $5,050/month take-home, the 30% rent rule affords $1,515/month. Las Vegas's Zillow ZORI median rent is $1,727/mo, HUD's 2BR Fair Market Rent is $1,600/mo. The rent-to-income ratio works out to 17.3%, making housing very affordable for a Actuary at the local median. Home-buyers face 5.6× price-to-income, needing roughly 5.6 years to save a 20% down payment at a 20% savings rate.
How much tax does a Actuary pay in Las Vegas?
On $73,981 gross, a Actuary in Las Vegas pays approximately $7,724 in federal income tax (10.4% effective), $0 in state income tax (Nevada has no state individual income tax), and $5,660 in FICA (Social Security + Medicare). Total effective rate: 18.1%. Some Nevada cities levy local income taxes in addition; check your municipal DoR before filing.
How does Las Vegas rank for Actuary salaries vs other cities?
Las Vegas ranks #118 out of 283 tracked metros for nominal Actuary salary, #50 for rent affordability (rent-to-income), and #165 for purchasing power (salary ÷ COL). The high-purchasing-power cities tend to be mid-size metros with strong local employers and moderate housing costs; the low-ranked cities trade high nominal pay for steep rents.
What is the cost-of-living breakdown for a Actuary in Las Vegas?
On $60,597 take-home, a reasonable baseline budget for Las Vegas looks like: housing $12,816/yr (21.1%); food $7,403/yr; transportation $6,132/yr; healthcare $4,280/yr; utilities $3,075/yr; savings + discretionary $26,891/yr. Numbers use BLS Consumer Expenditure Survey shares scaled to Las Vegas's COL index of 103 and the city's actual median rent.
What's the Actuary job market like in Las Vegas?
Las Vegas's unemployment rate is 5.0% across the metro of 2,340,000. Estimated annual Actuary openings: ~30 (extrapolated from 28,400 nationally employed and the metro's population share). The market is near national averages with steady turnover.
Do Las Vegas employers pay above or below the Nevada median for Actuarys?
Not consistently — Las Vegas's estimated Actuary median of $73,981 is 38.3% below the national median. The trade-off is usually lower rents and (in some cases) lower state taxes, which can leave real purchasing power competitive.
Methodology — How we compute this page
Wage estimate. The Las Vegas median is derived from the Nevada state-level BLS OEWS median ($70,290), scaled by Las Vegas's composite cost-of-living index of 103. When BLS publishes a direct MSA-level wage for the occupation, that takes priority over the scaled state median. Percentile bands inherit the same scale factor.
Housing + rent. Median home value uses Zillow ZHVI; median rent prefers Zillow ZORI and falls back to Census ACS median gross rent. HUD Fair Market Rents (50th-percentile 2BR) are shown where HUD publishes the metro. Price-to-income and rent-to-income ratios use the estimated Actuarymedian (not the city's overall median household income) — to reflect the specific role-vs-city affordability picture.
Tax math. Federal tax uses 2025 IRS brackets and the $15,000 single standard deduction. FICA is Social Security 6.2% up to the $176,100 wage base + Medicare 1.45% (+ 0.9% Additional Medicare above $200,000). State tax uses Nevada's 2026 brackets from the state DoR (mirrored via Tax Foundation where the DoR's publication is paywalled or split). Local income taxes (e.g. NYC, Portland-OR supplemental, OH municipal) are NOT included — check your municipal authority for specifics.
Cost of living. The 103index is the composite used by CalcFi's /data/cities.ts, which merges Census ACS, BLS CPI shelter, Zillow ZORI, and commercial COL estimators. The COL-adjusted salary on this page assumes the statewide RPP = 97.9(BEA) approximates the state's purchasing power; cities are then scaled relative to that.
Refresh cadence. BLS OEWS releases annually (typically March); BEA RPP releases annually in December; IRS brackets adjust in October; Zillow ZHVI/ZORI updates monthly; HUD FMR publishes annually in August for the upcoming fiscal year. The dateModified shown above auto-bumps to the most recent retrievedAt on any sourced value the page consumes.
Known limits. Metro-level OEWS coverage is partial — only ~50 large MSAs have separately published occupation wages; the rest inherit state-level estimates scaled by COL. Rent and home data may trail the real-time market by 1–3 months (Zillow) or 8–12 months (ACS). Rankings are capped to the city set in our dataset (283 metros), not every incorporated US city.
Sources
Every number on this page cites a primary public dataset. Last reviewed (auto-bumped on the next ISR refresh after an ETL run).
- BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-06-03.
- BLS Employment Projections — 2024–34 occupational growth rates — www.bls.gov/emp. Retrieved 2026-06-03.
- BLS Local Area Unemployment Statistics — metro-level unemployment rate — www.bls.gov/lau. Retrieved 2026-06-03.
- Bureau of Economic Analysis — Regional Price Parities (state + metro) — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-06-03.
- Zillow Research — ZHVI (home value index) + ZORI (observed rent index) — www.zillow.com/research/data. Retrieved 2026-06-03.
- HUD Fair Market Rents — 50th-percentile 2-bedroom FY — www.huduser.gov/portal/datasets/fmr.html. Retrieved 2026-06-03.
- U.S. Census Bureau — American Community Survey (ACS) 5-year estimates, metro level — www.census.gov/programs-surveys/acs. Retrieved 2026-06-03.
- Internal Revenue Service — Federal individual income tax brackets and standard deductions — www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-06-03.
- Social Security Administration — OASDI / Medicare contribution and wage-base rules — www.ssa.gov. Retrieved 2026-06-03.
- Nevada Department of Revenue — 2026 individual income tax brackets (accessed via Tax Foundation mirror) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-06-03.
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