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Actuary Salary in New York, NY β€” 2026 Guide

Estimated salaries are adjusted for New York's cost of living (index: 187). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in New York β€” Key Numbers

$224,400
Median Salary
$164,616
25th Percentile
$305,408
75th Percentile
$399,993
90th Percentile
National median (Actuary)$120,000
vs. National median+87.0%
New York median household income$76,607
vs. City household income+192.9%

Cost of Living in New York

Cost of Living Index
187(100 = avg)
Median Monthly Rent$3,600/mo
Rent-to-Income Ratio19.3%
Annual rent cost$43,200
Median Home Price$750,000
Home Price / Salary3.3Γ—
20% Down Payment$150,000
Years to save (20% rate)3.3 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in New York

4.3%
Unemployment Rate
20,140,470
Metro Population
36 min
Avg Commute
37.1
Median Age

New York has a metro population of 20,140,470, offering a large, diverse job market with many employers across all industries. The 4.3% unemployment rate is near the national average.

Frequently Asked Questions

How much does a Actuary make in New York, NY?

The estimated median salary for a Actuary in New York is $224,400 per year (2026). This is derived from the national BLS median of $120,000 adjusted by New York's cost of living index (187). The typical salary range runs from $164,616 (25th percentile) to $305,408 (75th percentile), with top earners reaching $399,993.

Is New York affordable for a Actuary?

On a $224,400 annual salary, a Actuary in New York would spend approximately 19.3% of gross monthly income on median rent ($3,600/month). This is well within the 28% affordability threshold, making New York relatively affordable for this profession. The median home price of $750,000 is 3.3Γ— the annual salary.

How does a Actuary's salary compare to New York's overall income?

New York's median household income is $76,607. A Actuary earning the city-adjusted median of $224,400 earns 192.9% more than the typical New York household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.