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Actuary Salary in Salinas, CA β€” 2026 Guide

Estimated salaries are adjusted for Salinas's cost of living (index: 145). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Salinas β€” Key Numbers

$174,000
Median Salary
$127,644
25th Percentile
$236,814
75th Percentile
$310,155
90th Percentile
National median (Actuary)$120,000
vs. National median+45.0%
Salinas median household income$73,600
vs. City household income+136.4%

Cost of Living in Salinas

Cost of Living Index
145(100 = avg)
Median Monthly Rent$2,050/mo
Rent-to-Income Ratio14.1%
Annual rent cost$24,600
Median Home Price$690,000
Home Price / Salary4.0Γ—
20% Down Payment$138,000
Years to save (20% rate)4.0 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Salinas

6.2%
Unemployment Rate
440,000
Metro Population
27 min
Avg Commute
31.6
Median Age

Salinas has a metro population of 440,000, offering a growing job market with opportunities especially in established local industries. The 6.2% unemployment rate is above the national average, which may reflect broader economic conditions in the region.

Frequently Asked Questions

How much does a Actuary make in Salinas, CA?

The estimated median salary for a Actuary in Salinas is $174,000 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Salinas's cost of living index (145). The typical salary range runs from $127,644 (25th percentile) to $236,814 (75th percentile), with top earners reaching $310,155.

Is Salinas affordable for a Actuary?

On a $174,000 annual salary, a Actuary in Salinas would spend approximately 14.1% of gross monthly income on median rent ($2,050/month). This is well within the 28% affordability threshold, making Salinas relatively affordable for this profession. The median home price of $690,000 is 4.0Γ— the annual salary.

How does a Actuary's salary compare to Salinas's overall income?

Salinas's median household income is $73,600. A Actuary earning the city-adjusted median of $174,000 earns 136.4% more than the typical Salinas household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.