How does a Actuary's salary in St. Louis compare to the rest of Missouri?

St. Louis's cost of living index is 86 vs. the national average of 100, so salaries are adjusted downward accordingly. A Actuary earning the city-adjusted median of $103,200 earns $41,800 more than the median household income in St. Louis ($61,400).

Actuary Salary in St. Louis, MO — 2026 Guide

Estimated salaries are adjusted for St. Louis's cost of living (index: 86). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in St. Louis — Key Numbers

$103,200

Median Salary

$75,706

25th Percentile

$140,455

75th Percentile

$183,954

90th Percentile

National median (Actuary)$120,000

vs. National median-14.0%

St. Louis median household income$61,400

vs. City household income+68.1%

Cost of Living in St. Louis

Cost of Living Index

86(100 = avg)

Median Monthly Rent$900/mo

Rent-to-Income Ratio10.5%

Annual rent cost$10,800

Median Home Price$205,000

Home Price / Salary2.0×

20% Down Payment$41,000

Years to save (20% rate)2.0 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in St. Louis

4.3%

Unemployment Rate

2,820,000

Metro Population

24 min

Avg Commute

36.6

Median Age

St. Louis has a metro population of 2,820,000, offering a large, diverse job market with many employers across all industries. The 4.3% unemployment rate is near the national average.

Financial Calculators for St. Louis

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Cost of Living — St. Louis

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Actuary Salary in Missouri

Statewide salary breakdown

Other Professions in St. Louis

Physician$197,198 Chief Executive Officer$180,600 Dentist$150,939 IT Manager$145,779 Marketing Manager$135,553 Lawyer$125,354

Actuary Salary — Other Missouri Cities

Kansas City, MO$110,400 Springfield, MO$99,600 Columbia, MO$103,200

Frequently Asked Questions

How much does a Actuary make in St. Louis, MO?

The estimated median salary for a Actuary in St. Louis is $103,200 per year (2026). This is derived from the national BLS median of $120,000 adjusted by St. Louis's cost of living index (86). The typical salary range runs from $75,706 (25th percentile) to $140,455 (75th percentile), with top earners reaching $183,954.

Is St. Louis affordable for a Actuary?

On a $103,200 annual salary, a Actuary in St. Louis would spend approximately 10.5% of gross monthly income on median rent ($900/month). This is well within the 28% affordability threshold, making St. Louis relatively affordable for this profession. The median home price of $205,000 is 2.0× the annual salary.

How does a Actuary's salary compare to St. Louis's overall income?

St. Louis's median household income is $61,400. A Actuary earning the city-adjusted median of $103,200 earns 68.1% more than the typical St. Louis household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Actuary — National Actuary in Missouri All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.