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Bank Teller Salary in Modesto, CA β€” 2026 Guide

Estimated salaries are adjusted for Modesto's cost of living (index: 108). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Bank Teller Salary in Modesto β€” Key Numbers

$41,083
Median Salary
$35,856
25th Percentile
$48,049
75th Percentile
$56,581
90th Percentile
National median (Bank Teller)$38,040
vs. National median+8.0%
Modesto median household income$62,800
vs. City household income-34.6%

Cost of Living in Modesto

Cost of Living Index
108(100 = avg)
Median Monthly Rent$1,400/mo
Rent-to-Income Ratio40.9%
Annual rent cost$16,800
Median Home Price$375,000
Home Price / Salary9.1Γ—
20% Down Payment$75,000
Years to save (20% rate)9.1 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Modesto

6.4%
Unemployment Rate
560,000
Metro Population
28 min
Avg Commute
33.1
Median Age

Modesto has a metro population of 560,000, offering a sizeable job market with strong opportunities across key sectors. The 6.4% unemployment rate is above the national average, which may reflect broader economic conditions in the region.

Frequently Asked Questions

How much does a Bank Teller make in Modesto, CA?

The estimated median salary for a Bank Teller in Modesto is $41,083 per year (2026). This is derived from the national BLS median of $38,040 adjusted by Modesto's cost of living index (108). The typical salary range runs from $35,856 (25th percentile) to $48,049 (75th percentile), with top earners reaching $56,581.

Is Modesto affordable for a Bank Teller?

On a $41,083 annual salary, a Bank Teller in Modesto would spend approximately 40.9% of gross monthly income on median rent ($1,400/month). This exceeds the 35% cost-burden threshold. Many Bank Tellers in Modesto may find housing costs a significant financial pressure. The median home price of $375,000 is 9.1Γ— the annual salary.

How does a Bank Teller's salary compare to Modesto's overall income?

Modesto's median household income is $62,800. A Bank Teller earning the city-adjusted median of $41,083 earns 34.6% less than the typical Modesto household income. This may reflect that the profession is entry-level or that Modesto has a particularly high median household income due to high-earning industries.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.