Delivery Driver Salary in Plano, TX: Median $36,961 in 2026
Plano (TX) · COL index 102 · Unemployment 3.2% · Metro pop 290,000 · Rank #124 of 283 for Delivery Driver salary
A Delivery Driver in Plano earns an estimated median of $36,961 per year. That figure starts from the Texas state-level BLS Occupational Employment and Wage Statistics median[1]($35,200) and scales it by Plano's composite cost-of-living index of 102 (US = 100). The 10th percentile comes in around $23,773; the 90th percentile reaches $100,803. After federal, Texas state (no state income tax), and FICA taxes, a single-filer Delivery Driver takes home approximately $31,826/year — about $2,652/month or $1,224 every other week.
Compared to the national Delivery Driver median of $36,000, Plano pays +2.7%. Relative to the Plano median household income of $105,800, a Delivery Driversalary runs -65.1%. Local unemployment is 3.2%[3], with an estimated 239 annual Delivery Driver openings inferred from metro population share and national employment (1,840,000).
Delivery Driver Snapshot — Plano (2026)
Every row cites a primary public dataset. Rent + home values use Zillow where the metro is in the ZHVI/ZORI coverage set; otherwise ACS + census tract fallbacks.
| Metric | Plano | National | Source |
|---|---|---|---|
| Delivery Driver median salary | $36,961 | $36,000 | [1] |
| 10th percentile | $23,773 | $28,000 | [1] |
| 90th percentile | $100,803 | $59,000 | [1] |
| Annual take-home (single filer) | $31,826 | — | [8][10] |
| Median home value (ZHVI) | $480,000 | — | [5] |
| Median rent (ZORI) | $1,800/mo | — | [5] |
| HUD Fair Market Rent (2BR) | $1,650/mo | — | [6] |
| Median household income (ACS) | $105,800 | — | [7] |
| Cost-of-living index | 102.0 | 100.0 | [4] |
| Unemployment rate | 3.2% | — | [3] |
How Delivery Driver Salaries Work in Plano
City-level wages aren't published directly by BLS for most SOC codes. We build them by anchoring to the Texas state-level OEWS median ($35,200) and scaling by Plano's composite cost-of-living index (102)[1][4]. That index combines Census ACS rent, Zillow ZHVI, BLS CPI, and AdvisorSmith / ApartmentAdvisor inputs to produce one number per metro. When BLS publishes a separate metro-level wage (MSA-level OEWS), that takes priority — a handful of large metros including New York, LA, Chicago, and DC have this coverage.
On top of the gross wage, the standard US payroll stack applies: federal income tax using 2025 IRS brackets and the $15,000 single standard deduction[8], FICA (Social Security 6.2% up to $176,100 wage base + Medicare 1.45%)[9], and no Texas state income tax — a meaningful wedge worth $1,848–$2,587 per year vs average-tax states[10].
Plano also sits inside a larger metro labor market where commute patterns, remote-work policies, and adjacent-metro wages compete. A tight labor market (unemployment below 4%) gives candidates pricing power in negotiations. Median household income in the metro is $105,800, which frames what "a good Delivery Driver salary" means locally: a $$36,961 wage pays about 35% of the median household income on a single earner.
The deterministic identity: take_home = gross − federal − state − FICA − pre_tax. All math runs client-side; nothing is sent to our servers.
Cost of Living Breakdown — Plano
Estimated annual expense shares on a $31,826 take-home, using BLS Consumer Expenditure Survey baseline shares scaled to Plano's COL index of 102. Housing uses the actual median rent.
BLS Consumer Expenditure Survey shares[1], scaled by Plano's COL index of 102[4]. Housing uses actual median rent of $1,800/month.
Salary vs Housing Affordability in Plano
Renting
Buying
At $2,652/mo take-home, the 30% rent rule caps housing at $796/mo. Plano's typical 1–2BR rent runs $1,800/mo[5] (HUD 2BR FMR: $1,650/mo), making rent severely cost-burdened on a median Delivery Driver salary. For homebuyers, the 13.0× price-to-income ratio is stretched — expect DTI friction on FHA / conventional underwriting without a co-borrower.
How Plano Stacks Up for Delivery Drivers
Against 283 major US cities: Plano ranks #124 for nominal Delivery Driver salary, #272 for rent affordability, and #159 for overall purchasing power. High cost of living absorbs much of Plano's nominal wage premium. Delivery Drivers here often trade pay for lifestyle, proximity to employers, or family roots — consider nearby metros on a salary-to-COL basis.
Nearby Cities — Delivery Driver Salary Comparison
Plano's closest metros, scaled by each city's cost-of-living index. Useful for relocation decisions where commute or remote-work policies allow a neighboring metro trade-off.
| City | Est. salary | COL | Rent | vs TX |
|---|---|---|---|---|
| Plano, TX ★ | $36,961 | 102 | $1,800 | — |
| Houston, TX | $36,360 | 101 | $1,262 | -1.6% |
| Dallas, TX | $37,800 | 105 | $1,275 | +2.3% |
| San Antonio, TX | $33,120 | 92 | $899 | -10.4% |
| Austin, TX | $43,560 | 121 | $1,300 | +17.9% |
| Fort Worth, TX | $35,640 | 99 | $1,354 | -3.6% |
Delivery Driver Job Market in Plano
Plano has an estimated 239 annual Delivery Driveropenings, extrapolated from the metro's share of 1,840,000 national Delivery Drivers[1]. The 3.2% unemployment rate[3] signals a competitive labor market where skilled professionals can push for top-of-band offers.
About the profession: Delivery drivers deliver packages, food, and goods using platforms like Amazon Flex, DoorDash, and Instacart. Many work as independent contractors and need to track miles for tax purposes. Typical entry requirement: high school diploma (or less). Projected growth through 2034: 10%[2].
Career Progression & Related Professions in Plano
Early-career Delivery Drivers in Plano start around $23,773, reach the city median ($36,961) after 4–8 years, and hit 90th-percentile territory ($100,803) at senior / specialized levels.
Related gig & freelance professions in Plano
Calculators for Delivery Drivers in Plano
Other professions in Plano
Frequently Asked Questions — Delivery Driver in Plano
How much does a Delivery Driver make in Plano, TX?
The estimated median salary for a Delivery Driver in Plano is $36,961/year, scaled from the BLS OEWS Texas state median ($35,200) by Plano's composite cost-of-living index of 102 (US = 100). After federal, Texas state, and FICA taxes, take-home is approximately $31,826/year or $2,652/month.
Can a Delivery Driver afford to live in Plano?
On $2,652/month take-home, the 30% rent rule affords $796/month. Plano's Zillow ZORI median rent is $1,800/mo, HUD's 2BR Fair Market Rent is $1,650/mo. The rent-to-income ratio works out to 58.4%, making housing severely cost-burdened for a Delivery Driver at the local median. Home-buyers face 13.0× price-to-income, needing roughly 13.0 years to save a 20% down payment at a 20% savings rate.
How much tax does a Delivery Driver pay in Plano?
On $36,961 gross, a Delivery Driver in Plano pays approximately $2,307 in federal income tax (6.2% effective), $0 in state income tax (Texas has no state individual income tax), and $2,828 in FICA (Social Security + Medicare). Total effective rate: 13.9%. Some Texas cities levy local income taxes in addition; check your municipal DoR before filing.
How does Plano rank for Delivery Driver salaries vs other cities?
Plano ranks #124 out of 283 tracked metros for nominal Delivery Driver salary, #272 for rent affordability (rent-to-income), and #159 for purchasing power (salary ÷ COL). The high-purchasing-power cities tend to be mid-size metros with strong local employers and moderate housing costs; the low-ranked cities trade high nominal pay for steep rents.
What is the cost-of-living breakdown for a Delivery Driver in Plano?
On $31,826 take-home, a reasonable baseline budget for Plano looks like: housing $21,600/yr (67.9%); food $3,865/yr; transportation $3,208/yr; healthcare $2,241/yr; utilities $1,607/yr; savings + discretionary $0/yr. Numbers use BLS Consumer Expenditure Survey shares scaled to Plano's COL index of 102 and the city's actual median rent.
What's the Delivery Driver job market like in Plano?
Plano's unemployment rate is 3.2% across the metro of 290,000. Estimated annual Delivery Driver openings: ~239 (extrapolated from 1,840,000 nationally employed and the metro's population share). The tight labor market favors candidates in salary negotiations.
Do Plano employers pay above or below the Texas median for Delivery Drivers?
Yes — Plano's estimated Delivery Driver median of $36,961 is 2.7% above the national median. Higher nominal pay in this city partially offsets the higher cost of living; the real picture depends on housing costs and state taxes.
Methodology — How we compute this page
Wage estimate. The Plano median is derived from the Texas state-level BLS OEWS median ($35,200), scaled by Plano's composite cost-of-living index of 102. When BLS publishes a direct MSA-level wage for the occupation, that takes priority over the scaled state median. Percentile bands inherit the same scale factor.
Housing + rent. Median home value uses Zillow ZHVI; median rent prefers Zillow ZORI and falls back to Census ACS median gross rent. HUD Fair Market Rents (50th-percentile 2BR) are shown where HUD publishes the metro. Price-to-income and rent-to-income ratios use the estimated Delivery Drivermedian (not the city's overall median household income) — to reflect the specific role-vs-city affordability picture.
Tax math. Federal tax uses 2025 IRS brackets and the $15,000 single standard deduction. FICA is Social Security 6.2% up to the $176,100 wage base + Medicare 1.45% (+ 0.9% Additional Medicare above $200,000). State tax uses Texas's 2026 brackets from the state DoR (mirrored via Tax Foundation where the DoR's publication is paywalled or split). Local income taxes (e.g. NYC, Portland-OR supplemental, OH municipal) are NOT included — check your municipal authority for specifics.
Cost of living. The 102index is the composite used by CalcFi's /data/cities.ts, which merges Census ACS, BLS CPI shelter, Zillow ZORI, and commercial COL estimators. The COL-adjusted salary on this page assumes the statewide RPP = 97.1(BEA) approximates the state's purchasing power; cities are then scaled relative to that.
Refresh cadence. BLS OEWS releases annually (typically March); BEA RPP releases annually in December; IRS brackets adjust in October; Zillow ZHVI/ZORI updates monthly; HUD FMR publishes annually in August for the upcoming fiscal year. The dateModified shown above auto-bumps to the most recent retrievedAt on any sourced value the page consumes.
Known limits. Metro-level OEWS coverage is partial — only ~50 large MSAs have separately published occupation wages; the rest inherit state-level estimates scaled by COL. Rent and home data may trail the real-time market by 1–3 months (Zillow) or 8–12 months (ACS). Rankings are capped to the city set in our dataset (283 metros), not every incorporated US city.
Sources
Every number on this page cites a primary public dataset. Last reviewed (auto-bumped on the next ISR refresh after an ETL run).
- BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-04-19.
- BLS Employment Projections — 2024–34 occupational growth rates — www.bls.gov/emp. Retrieved 2026-04-19.
- BLS Local Area Unemployment Statistics — metro-level unemployment rate — www.bls.gov/lau. Retrieved 2026-04-19.
- Bureau of Economic Analysis — Regional Price Parities (state + metro) — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
- Zillow Research — ZHVI (home value index) + ZORI (observed rent index) — www.zillow.com/research/data. Retrieved 2026-04-19.
- HUD Fair Market Rents — 50th-percentile 2-bedroom FY — www.huduser.gov/portal/datasets/fmr.html. Retrieved 2026-04-19.
- U.S. Census Bureau — American Community Survey (ACS) 5-year estimates, metro level — www.census.gov/programs-surveys/acs. Retrieved 2026-04-19.
- Internal Revenue Service — Federal individual income tax brackets and standard deductions — www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-04-19.
- Social Security Administration — OASDI / Medicare contribution and wage-base rules — www.ssa.gov. Retrieved 2026-04-19.
- Texas Department of Revenue — 2026 individual income tax brackets (accessed via Tax Foundation mirror) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.
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