Dentist Salary in Elizabeth, NJ: Median $112,983 in 2026

Elizabeth (NJ) · COL index 128 · Unemployment 4.8% · Metro pop 137,000 · Rank #35 of 283 for Dentist salary

Written by Jere Salmisto, FounderReviewed by CalcFi EditorialLast reviewed Methodology

A Dentist in Elizabeth earns an estimated median of $112,983 per year. That figure starts from the New Jersey state-level BLS Occupational Employment and Wage Statistics median[1]($96,160) and scales it by Elizabeth's composite cost-of-living index of 128 (US = 100). The 10th percentile comes in around $56,503; the 90th percentile reaches $195,511. After federal, New Jersey state, and FICA taxes, a single-filer Dentist takes home approximately $83,028/year — about $6,919/month or $3,193 every other week.

Compared to the national Dentist median of $175,510, Elizabeth pays -35.6%. Relative to the Elizabeth median household income of $48,500, a Dentistsalary runs +133.0%. Local unemployment is 4.8%[3], with an estimated 9 annual Dentist openings inferred from metro population share and national employment (107,000).

Dentist Snapshot — Elizabeth (2026)

Every row cites a primary public dataset. Rent + home values use Zillow where the metro is in the ZHVI/ZORI coverage set; otherwise ACS + census tract fallbacks.

MetricElizabethNationalSource
Dentist median salary$112,983$175,510[1]
10th percentile$56,503$115,470[1]
90th percentile$195,511$300,000[1]
Annual take-home (single filer)$83,028[8][10]
Median home value (ZHVI)$425,000[5]
Median rent (ZORI)$1,650/mo[5]
HUD Fair Market Rent (2BR)$1,525/mo[6]
Median household income (ACS)$48,500[7]
Cost-of-living index128.0100.0[4]
Unemployment rate4.8%[3]

How Dentist Salaries Work in Elizabeth

City-level wages aren't published directly by BLS for most SOC codes. We build them by anchoring to the New Jersey state-level OEWS median ($96,160) and scaling by Elizabeth's composite cost-of-living index (128)[1][4]. That index combines Census ACS rent, Zillow ZHVI, BLS CPI, and AdvisorSmith / ApartmentAdvisor inputs to produce one number per metro. When BLS publishes a separate metro-level wage (MSA-level OEWS), that takes priority — a handful of large metros including New York, LA, Chicago, and DC have this coverage.

On top of the gross wage, the standard US payroll stack applies: federal income tax using 2025 IRS brackets and the $15,000 single standard deduction[8], FICA (Social Security 6.2% up to $176,100 wage base + Medicare 1.45%)[9], and New Jersey state income tax at a 4.4% effective rate ($5,007/yr on the $112,983 median)[10].

Elizabeth also sits inside a larger metro labor market where commute patterns, remote-work policies, and adjacent-metro wages compete. Near-national unemployment means a balanced market — employers and candidates negotiate from roughly equal positions. Median household income in the metro is $48,500, which frames what "a good Dentist salary" means locally: a $$112,983 wage pays about 233% of the median household income on a single earner.

The deterministic identity: take_home = gross − federal − state − FICA − pre_tax. All math runs client-side; nothing is sent to our servers.

Cost of Living Breakdown — Elizabeth

Estimated annual expense shares on a $83,028 take-home, using BLS Consumer Expenditure Survey baseline shares scaled to Elizabeth's COL index of 128. Housing uses the actual median rent.

H Housing (Rent)$19,800/yr (23.8%)
F Food & Groceries$11,637/yr (14.0%)
T Transportation$9,233/yr (11.1%)
M Healthcare$6,300/yr (7.6%)
U Utilities$4,733/yr (5.7%)
S Savings & Other$31,325/yr (37.7%)

BLS Consumer Expenditure Survey shares[1], scaled by Elizabeth's COL index of 128[4]. Housing uses actual median rent of $1,650/month.

Salary vs Housing Affordability in Elizabeth

Renting

Monthly take-home$6,919
Affordable rent (30% rule)$2,076/mo
Median rent (ZORI)$1,650/mo
Rent-to-income ratio17.5%
VerdictVery affordable

Buying

Median home (ZHVI)$425,000
Price-to-income ratio3.8×
20% down payment$85,000
Years to down (20% savings)3.8 yr

At $6,919/mo take-home, the 30% rent rule caps housing at $2,076/mo. Elizabeth's typical 1–2BR rent runs $1,650/mo[5] (HUD 2BR FMR: $1,525/mo), making rent very affordable on a median Dentist salary. For homebuyers, the 3.8× price-to-income ratio is comfortable — a median {p.title} salary supports the median home in {city.name} well inside standard lender DTI caps.

How Elizabeth Stacks Up for Dentists

#35
Salary rank
of 283 cities
#148
Affordability
rent ÷ income
#249
Purchasing power
salary ÷ COL

Against 283 major US cities: Elizabeth ranks #35 for nominal Dentist salary, #148 for rent affordability, and #249 for overall purchasing power. High cost of living absorbs much of Elizabeth's nominal wage premium. Dentists here often trade pay for lifestyle, proximity to employers, or family roots — consider nearby metros on a salary-to-COL basis.

Nearby Cities — Dentist Salary Comparison

Elizabeth's closest metros, scaled by each city's cost-of-living index. Useful for relocation decisions where commute or remote-work policies allow a neighboring metro trade-off.

CityEst. salaryCOLRentvs NJ
Elizabeth, NJ$112,983128$1,650
Newark, NJ$245,714140$1,800+117.5%
Jersey City, NJ$272,041155$2,622+140.8%
Trenton, NJ$180,775103$1,300+60.0%
Atlantic City, NJ$184,286105$1,200+63.1%
Elk Grove, CA$224,653128$1,950+98.8%

Sources: Census ACS[7], Zillow[5], BEA RPP[4], BLS OEWS[1].

Dentist Job Market in Elizabeth

~9
Est. annual openings
4.8%
Unemployment
137,000
Metro population
4%
Job growth (24–34)

Elizabeth has an estimated 9 annual Dentistopenings, extrapolated from the metro's share of 107,000 national Dentists[1]. The 4.8% unemployment rate[3] is near the national average, with steady turnover across most sectors.

About the profession: Dentists diagnose and treat teeth, gums, and related oral health conditions. Many dentists own private practices, making business deductions especially relevant. Typical entry requirement: doctoral or professional degree (dds/dmd). Projected growth through 2034: 4%[2].

Career Progression & Related Professions in Elizabeth

Early-career Dentists in Elizabeth start around $56,503, reach the city median ($112,983) after 4–8 years, and hit 90th-percentile territory ($195,511) at senior / specialized levels.

Related healthcare professions in Elizabeth

Calculators for Dentists in Elizabeth

Other professions in Elizabeth

Frequently Asked Questions — Dentist in Elizabeth

How much does a Dentist make in Elizabeth, NJ?

The estimated median salary for a Dentist in Elizabeth is $112,983/year, scaled from the BLS OEWS New Jersey state median ($96,160) by Elizabeth's composite cost-of-living index of 128 (US = 100). After federal, New Jersey state, and FICA taxes, take-home is approximately $83,028/year or $6,919/month.

Can a Dentist afford to live in Elizabeth?

On $6,919/month take-home, the 30% rent rule affords $2,076/month. Elizabeth's Zillow ZORI median rent is $1,650/mo, HUD's 2BR Fair Market Rent is $1,525/mo. The rent-to-income ratio works out to 17.5%, making housing very affordable for a Dentist at the local median. Home-buyers face 3.8× price-to-income, needing roughly 3.8 years to save a 20% down payment at a 20% savings rate.

How much tax does a Dentist pay in Elizabeth?

On $112,983 gross, a Dentist in Elizabeth pays approximately $16,305 in federal income tax (14.4% effective), $5,007 in New Jersey state income tax (4.4% effective), and $8,643 in FICA (Social Security + Medicare). Total effective rate: 26.5%. Some New Jersey cities levy local income taxes in addition; check your municipal DoR before filing.

How does Elizabeth rank for Dentist salaries vs other cities?

Elizabeth ranks #35 out of 283 tracked metros for nominal Dentist salary, #148 for rent affordability (rent-to-income), and #249 for purchasing power (salary ÷ COL). The high-purchasing-power cities tend to be mid-size metros with strong local employers and moderate housing costs; the low-ranked cities trade high nominal pay for steep rents.

What is the cost-of-living breakdown for a Dentist in Elizabeth?

On $83,028 take-home, a reasonable baseline budget for Elizabeth looks like: housing $19,800/yr (23.8%); food $11,637/yr; transportation $9,233/yr; healthcare $6,300/yr; utilities $4,733/yr; savings + discretionary $31,325/yr. Numbers use BLS Consumer Expenditure Survey shares scaled to Elizabeth's COL index of 128 and the city's actual median rent.

What's the Dentist job market like in Elizabeth?

Elizabeth's unemployment rate is 4.8% across the metro of 137,000. Estimated annual Dentist openings: ~9 (extrapolated from 107,000 nationally employed and the metro's population share). The market is near national averages with steady turnover.

Do Elizabeth employers pay above or below the New Jersey median for Dentists?

Not consistently — Elizabeth's estimated Dentist median of $112,983 is 35.6% below the national median. The trade-off is usually lower rents and (in some cases) lower state taxes, which can leave real purchasing power competitive.

Methodology — How we compute this page

Wage estimate. The Elizabeth median is derived from the New Jersey state-level BLS OEWS median ($96,160), scaled by Elizabeth's composite cost-of-living index of 128. When BLS publishes a direct MSA-level wage for the occupation, that takes priority over the scaled state median. Percentile bands inherit the same scale factor.

Housing + rent. Median home value uses Zillow ZHVI; median rent prefers Zillow ZORI and falls back to Census ACS median gross rent. HUD Fair Market Rents (50th-percentile 2BR) are shown where HUD publishes the metro. Price-to-income and rent-to-income ratios use the estimated Dentistmedian (not the city's overall median household income) — to reflect the specific role-vs-city affordability picture.

Tax math. Federal tax uses 2025 IRS brackets and the $15,000 single standard deduction. FICA is Social Security 6.2% up to the $176,100 wage base + Medicare 1.45% (+ 0.9% Additional Medicare above $200,000). State tax uses New Jersey's 2026 brackets from the state DoR (mirrored via Tax Foundation where the DoR's publication is paywalled or split). Local income taxes (e.g. NYC, Portland-OR supplemental, OH municipal) are NOT included — check your municipal authority for specifics.

Cost of living. The 128index is the composite used by CalcFi's /data/cities.ts, which merges Census ACS, BLS CPI shelter, Zillow ZORI, and commercial COL estimators. The COL-adjusted salary on this page assumes the statewide RPP = 108.9(BEA) approximates the state's purchasing power; cities are then scaled relative to that.

Refresh cadence. BLS OEWS releases annually (typically March); BEA RPP releases annually in December; IRS brackets adjust in October; Zillow ZHVI/ZORI updates monthly; HUD FMR publishes annually in August for the upcoming fiscal year. The dateModified shown above auto-bumps to the most recent retrievedAt on any sourced value the page consumes.

Known limits. Metro-level OEWS coverage is partial — only ~50 large MSAs have separately published occupation wages; the rest inherit state-level estimates scaled by COL. Rent and home data may trail the real-time market by 1–3 months (Zillow) or 8–12 months (ACS). Rankings are capped to the city set in our dataset (283 metros), not every incorporated US city.

Sources

Every number on this page cites a primary public dataset. Last reviewed (auto-bumped on the next ISR refresh after an ETL run).

  1. BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages www.bls.gov/oes. Retrieved 2026-04-19.
  2. BLS Employment Projections — 2024–34 occupational growth rates www.bls.gov/emp. Retrieved 2026-04-19.
  3. BLS Local Area Unemployment Statistics — metro-level unemployment rate www.bls.gov/lau. Retrieved 2026-04-19.
  4. Bureau of Economic Analysis — Regional Price Parities (state + metro) www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
  5. Zillow Research — ZHVI (home value index) + ZORI (observed rent index) www.zillow.com/research/data. Retrieved 2026-04-19.
  6. HUD Fair Market Rents — 50th-percentile 2-bedroom FY www.huduser.gov/portal/datasets/fmr.html. Retrieved 2026-04-19.
  7. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates, metro level www.census.gov/programs-surveys/acs. Retrieved 2026-04-19.
  8. Internal Revenue Service — Federal individual income tax brackets and standard deductions www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-04-19.
  9. Social Security Administration — OASDI / Medicare contribution and wage-base rules www.ssa.gov. Retrieved 2026-04-19.
  10. New Jersey Department of Revenue — 2026 individual income tax brackets (accessed via Tax Foundation mirror) taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.

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