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Federal Government Employee Salary in Cape Coral, FL β€” 2026 Guide

Estimated salaries are adjusted for Cape Coral's cost of living (index: 107). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Cape Coral β€” Key Numbers

$103,790
Median Salary
$68,480
25th Percentile
$144,450
75th Percentile
$187,250
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median+7.0%
Cape Coral median household income$66,600
vs. City household income+55.8%

Cost of Living in Cape Coral

Cost of Living Index
107(100 = avg)
Median Monthly Rent$1,600/mo
Rent-to-Income Ratio18.5%
Annual rent cost$19,200
Median Home Price$365,000
Home Price / Salary3.5Γ—
20% Down Payment$73,000
Years to save (20% rate)3.5 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Cape Coral

3.0%
Unemployment Rate
810,000
Metro Population
27 min
Avg Commute
44.8
Median Age

Cape Coral has a metro population of 810,000, offering a sizeable job market with strong opportunities across key sectors. The 3.0% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Federal Government Employee make in Cape Coral, FL?

The estimated median salary for a Federal Government Employee in Cape Coral is $103,790 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Cape Coral's cost of living index (107). The typical salary range runs from $68,480 (25th percentile) to $144,450 (75th percentile), with top earners reaching $187,250.

Is Cape Coral affordable for a Federal Government Employee?

On a $103,790 annual salary, a Federal Government Employee in Cape Coral would spend approximately 18.5% of gross monthly income on median rent ($1,600/month). This is well within the 28% affordability threshold, making Cape Coral relatively affordable for this profession. The median home price of $365,000 is 3.5Γ— the annual salary.

How does a Federal Government Employee's salary compare to Cape Coral's overall income?

Cape Coral's median household income is $66,600. A Federal Government Employee earning the city-adjusted median of $103,790 earns 55.8% more than the typical Cape Coral household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.