Skip to main content

Federal Government Employee Salary in Lubbock, TX — 2026 Guide

Estimated salaries are adjusted for Lubbock's cost of living (index: 87). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Lubbock — Key Numbers

$84,390
Median Salary
$55,680
25th Percentile
$117,450
75th Percentile
$152,250
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median-13.0%
Lubbock median household income$52,400
vs. City household income+61.0%

Cost of Living in Lubbock

Cost of Living Index
87(100 = avg)
Median Monthly Rent$875/mo
Rent-to-Income Ratio12.4%
Annual rent cost$10,500
Median Home Price$195,000
Home Price / Salary2.3×
20% Down Payment$39,000
Years to save (20% rate)2.3 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Lubbock

3.9%
Unemployment Rate
340,000
Metro Population
20 min
Avg Commute
29.6
Median Age

Lubbock has a metro population of 340,000, offering a growing job market with opportunities especially in established local industries. The 3.9% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Financial Calculators for Lubbock

💰
Take-Home Pay Calculator
See your net pay on $84,390/yr
⏱️
Salary to Hourly
Convert $84,390/yr to hourly rate
🏙️
Cost of Living — Lubbock
Compare Lubbock to other cities
🏠
Rent vs. Buy in Lubbock
Is buying worth it on your salary?
📊
Budget Planner
Plan your budget in Lubbock
🗺️
Federal Government Employee Salary in Texas
Statewide salary breakdown

Other Professions in Lubbock

Physician$199,491Chief Executive Officer$182,700Dentist$152,694IT Manager$147,474Marketing Manager$137,129Lawyer$126,811

Federal Government Employee Salary — Other Texas Cities

Houston, TX$97,970Dallas, TX$101,850San Antonio, TX$89,240Austin, TX$117,370Fort Worth, TX$96,030

Frequently Asked Questions

How much does a Federal Government Employee make in Lubbock, TX?

The estimated median salary for a Federal Government Employee in Lubbock is $84,390 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Lubbock's cost of living index (87). The typical salary range runs from $55,680 (25th percentile) to $117,450 (75th percentile), with top earners reaching $152,250.

Is Lubbock affordable for a Federal Government Employee?

On a $84,390 annual salary, a Federal Government Employee in Lubbock would spend approximately 12.4% of gross monthly income on median rent ($875/month). This is well within the 28% affordability threshold, making Lubbock relatively affordable for this profession. The median home price of $195,000 is 2.3× the annual salary.

How does a Federal Government Employee's salary compare to Lubbock's overall income?

Lubbock's median household income is $52,400. A Federal Government Employee earning the city-adjusted median of $84,390 earns 61.0% more than the typical Lubbock household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Federal Government Employee — NationalFederal Government Employee in TexasAll Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.