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Federal Government Employee Salary in Montgomery, AL β€” 2026 Guide

Estimated salaries are adjusted for Montgomery's cost of living (index: 82). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Montgomery β€” Key Numbers

$79,540
Median Salary
$52,480
25th Percentile
$110,700
75th Percentile
$143,500
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median-18.0%
Montgomery median household income$48,600
vs. City household income+63.7%

Cost of Living in Montgomery

Cost of Living Index
82(100 = avg)
Median Monthly Rent$850/mo
Rent-to-Income Ratio12.8%
Annual rent cost$10,200
Median Home Price$175,000
Home Price / Salary2.2Γ—
20% Down Payment$35,000
Years to save (20% rate)2.2 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Montgomery

4.6%
Unemployment Rate
380,000
Metro Population
23 min
Avg Commute
34.5
Median Age

Montgomery has a metro population of 380,000, offering a growing job market with opportunities especially in established local industries. The 4.6% unemployment rate is near the national average.

Federal Government Employee Salary β€” Other Alabama Cities

Frequently Asked Questions

How much does a Federal Government Employee make in Montgomery, AL?

The estimated median salary for a Federal Government Employee in Montgomery is $79,540 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Montgomery's cost of living index (82). The typical salary range runs from $52,480 (25th percentile) to $110,700 (75th percentile), with top earners reaching $143,500.

Is Montgomery affordable for a Federal Government Employee?

On a $79,540 annual salary, a Federal Government Employee in Montgomery would spend approximately 12.8% of gross monthly income on median rent ($850/month). This is well within the 28% affordability threshold, making Montgomery relatively affordable for this profession. The median home price of $175,000 is 2.2Γ— the annual salary.

How does a Federal Government Employee's salary compare to Montgomery's overall income?

Montgomery's median household income is $48,600. A Federal Government Employee earning the city-adjusted median of $79,540 earns 63.7% more than the typical Montgomery household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.