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Federal Government Employee Salary in Phoenix, AZ — 2026 Guide

Estimated salaries are adjusted for Phoenix's cost of living (index: 106). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Phoenix — Key Numbers

$102,820
Median Salary
$67,840
25th Percentile
$143,100
75th Percentile
$185,500
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median+6.0%
Phoenix median household income$67,600
vs. City household income+52.1%

Cost of Living in Phoenix

Cost of Living Index
106(100 = avg)
Median Monthly Rent$1,150/mo
Rent-to-Income Ratio13.4%
Annual rent cost$13,800
Median Home Price$420,000
Home Price / Salary4.1×
20% Down Payment$84,000
Years to save (20% rate)4.1 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Phoenix

3.7%
Unemployment Rate
5,130,000
Metro Population
26 min
Avg Commute
33.8
Median Age

Phoenix has a metro population of 5,130,000, offering a large, diverse job market with many employers across all industries. The 3.7% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Financial Calculators for Phoenix

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Cost of Living — Phoenix
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Federal Government Employee Salary in Arizona
Statewide salary breakdown

Other Professions in Phoenix

Physician$243,058Chief Executive Officer$222,600Dentist$186,041IT Manager$179,681Marketing Manager$167,077Lawyer$154,506

Federal Government Employee Salary — Other Arizona Cities

Tucson, AZ$88,270

Frequently Asked Questions

How much does a Federal Government Employee make in Phoenix, AZ?

The estimated median salary for a Federal Government Employee in Phoenix is $102,820 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Phoenix's cost of living index (106). The typical salary range runs from $67,840 (25th percentile) to $143,100 (75th percentile), with top earners reaching $185,500.

Is Phoenix affordable for a Federal Government Employee?

On a $102,820 annual salary, a Federal Government Employee in Phoenix would spend approximately 13.4% of gross monthly income on median rent ($1,150/month). This is well within the 28% affordability threshold, making Phoenix relatively affordable for this profession. The median home price of $420,000 is 4.1× the annual salary.

How does a Federal Government Employee's salary compare to Phoenix's overall income?

Phoenix's median household income is $67,600. A Federal Government Employee earning the city-adjusted median of $102,820 earns 52.1% more than the typical Phoenix household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Federal Government Employee — NationalFederal Government Employee in ArizonaAll Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.