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Financial Analyst Salary in Charlotte, NC β€” 2026 Guide

Estimated salaries are adjusted for Charlotte's cost of living (index: 104). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Financial Analyst Salary in Charlotte β€” Key Numbers

$103,886
Median Salary
$74,578
25th Percentile
$146,713
75th Percentile
$196,425
90th Percentile
National median (Financial Analyst)$99,890
vs. National median+4.0%
Charlotte median household income$68,600
vs. City household income+51.4%

Cost of Living in Charlotte

Cost of Living Index
104(100 = avg)
Median Monthly Rent$1,595/mo
Rent-to-Income Ratio18.4%
Annual rent cost$19,140
Median Home Price$365,000
Home Price / Salary3.5Γ—
20% Down Payment$73,000
Years to save (20% rate)3.5 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Charlotte

3.8%
Unemployment Rate
2,840,000
Metro Population
27 min
Avg Commute
34.8
Median Age

Charlotte has a metro population of 2,840,000, offering a large, diverse job market with many employers across all industries. The 3.8% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Financial Analyst make in Charlotte, NC?

The estimated median salary for a Financial Analyst in Charlotte is $103,886 per year (2026). This is derived from the national BLS median of $99,890 adjusted by Charlotte's cost of living index (104). The typical salary range runs from $74,578 (25th percentile) to $146,713 (75th percentile), with top earners reaching $196,425.

Is Charlotte affordable for a Financial Analyst?

On a $103,886 annual salary, a Financial Analyst in Charlotte would spend approximately 18.4% of gross monthly income on median rent ($1,595/month). This is well within the 28% affordability threshold, making Charlotte relatively affordable for this profession. The median home price of $365,000 is 3.5Γ— the annual salary.

How does a Financial Analyst's salary compare to Charlotte's overall income?

Charlotte's median household income is $68,600. A Financial Analyst earning the city-adjusted median of $103,886 earns 51.4% more than the typical Charlotte household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.