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Financial Analyst Salary in San Diego, CA β€” 2026 Guide

Estimated salaries are adjusted for San Diego's cost of living (index: 163). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Financial Analyst Salary in San Diego β€” Key Numbers

$162,821
Median Salary
$116,887
25th Percentile
$229,944
75th Percentile
$307,858
90th Percentile
National median (Financial Analyst)$99,890
vs. National median+63.0%
San Diego median household income$91,000
vs. City household income+78.9%

Cost of Living in San Diego

Cost of Living Index
163(100 = avg)
Median Monthly Rent$2,195/mo
Rent-to-Income Ratio16.2%
Annual rent cost$26,340
Median Home Price$875,000
Home Price / Salary5.4Γ—
20% Down Payment$175,000
Years to save (20% rate)5.4 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in San Diego

3.8%
Unemployment Rate
3,340,000
Metro Population
27 min
Avg Commute
36.1
Median Age

San Diego has a metro population of 3,340,000, offering a large, diverse job market with many employers across all industries. The 3.8% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Financial Analyst make in San Diego, CA?

The estimated median salary for a Financial Analyst in San Diego is $162,821 per year (2026). This is derived from the national BLS median of $99,890 adjusted by San Diego's cost of living index (163). The typical salary range runs from $116,887 (25th percentile) to $229,944 (75th percentile), with top earners reaching $307,858.

Is San Diego affordable for a Financial Analyst?

On a $162,821 annual salary, a Financial Analyst in San Diego would spend approximately 16.2% of gross monthly income on median rent ($2,195/month). This is well within the 28% affordability threshold, making San Diego relatively affordable for this profession. The median home price of $875,000 is 5.4Γ— the annual salary.

How does a Financial Analyst's salary compare to San Diego's overall income?

San Diego's median household income is $91,000. A Financial Analyst earning the city-adjusted median of $162,821 earns 78.9% more than the typical San Diego household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.