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TradesIowa (IA)

HVAC Technician Salary in Iowa

Take-home pay breakdown using 2025 tax rates โ€” single filer, standard deduction

$57,300
Gross Salary
national median
$45,903
Annual Take-Home
80.1% of gross
$3,825
Monthly Take-Home
after all taxes
$1,765
Bi-Weekly Paycheck
after all taxes

Full Tax Breakdown โ€” Iowa

Based on national median HVAC Technician salary of $57,300, single filer, 2025 tax year

Gross Annual Salary
$57,300
Deductions
Federal Income Tax
Effective rate: 8.4%
-$4,837
Iowa State Income Tax
Effective rate: 3.8%
-$2,177
Social Security Tax
6.2% up to wage base
-$3,553
Medicare Tax
1.45%
-$831
Total Taxes
19.9% effective rate
-$11,397
Net Take-Home Pay (Annual)
$45,903
Net Take-Home Pay (Monthly)
$3,825
Net Take-Home Pay (Bi-Weekly)
$1,765

Where Your Money Goes

Take-Home Pay$45,903 (80.1%)
Federal Income Tax$4,837 (8.4%)
Iowa State Tax$2,177 (3.8%)
FICA (SS + Medicare)$4,383 (7.6%)

Iowa vs. National Average

National Median Salary
$57,300
Used for calculations on this page
State Income Tax
$2,177/yr
Effective rate: 3.8%
Property Tax Rate
1.6%
Effective rate on home value
State Sales Tax
6.0%
State rate (local rates may vary)

Flat 3.8% as of 2025 (reduced from graduated rates). Retirement income exempt for those 55+. Inheritance tax being phased out.

Frequently Asked Questions โ€” HVAC Technician in Iowa

How much does a HVAC Technician take home in Iowa?

On a national median salary of $57,300, a HVAC Technician in Iowa takes home approximately $45,903/year ($3,825/month) after federal income tax, Iowa state income tax, and FICA taxes. This represents an effective total tax rate of 19.9%.

What is the Iowa state income tax rate for a HVAC Technician?

On a $57,300 salary, the effective Iowa state income tax rate is 3.8%, resulting in $2,177 in state taxes annually. Iowa's marginal rate for this income level is higher, but credits and deductions reduce the effective rate.

How does Iowa compare to other states for HVAC Technicians?

State tax burden is a key factor in take-home pay comparison. Iowa's 3.8% effective state tax rate places it in the middle range nationally. To compare all states, use the "Salary by State" table above.

What other taxes does a HVAC Technician pay in Iowa?

In addition to federal and state income taxes, workers pay FICA taxes: Social Security (6.2% on wages up to the $168,600 wage base in 2025) and Medicare (1.45%, plus 0.9% surcharge on earnings over $200,000). Local income taxes may also apply in some Iowa cities. Iowa's property tax rate is 1.6%, and the state sales tax rate is 6.0%.

Calculations use 2025 federal and state tax rates. Single filer, standard deduction. Does not include local taxes, pre-tax retirement contributions, or employer benefits. Salary data sourced from U.S. Bureau of Labor Statistics (BLS) OEWS. Last updated: March 2025. For personalized calculations, use the Paycheck Calculator.