Pharmacist Salary in Baltimore, MD: Median $89,711 in 2026
Baltimore (MD) · COL index 107 · Unemployment 4.4% · Metro pop 2,890,000 · Rank #90 of 283 for Pharmacist salary
A Pharmacist in Baltimore earns an estimated median of $89,711 per year. That figure starts from the Maryland state-level BLS Occupational Employment and Wage Statistics median[1]($87,700) and scales it by Baltimore's composite cost-of-living index of 107 (US = 100). The 10th percentile comes in around $44,845; the 90th percentile reaches $187,707. After federal, Maryland state, and FICA taxes, a single-filer Pharmacist takes home approximately $67,734/year — about $5,645/month or $2,605 every other week.
Compared to the national Pharmacist median of $136,030, Baltimore pays -34.1%. Relative to the Baltimore median household income of $71,000, a Pharmacistsalary runs +26.4%. Local unemployment is 4.4%[3], with an estimated 403 annual Pharmacist openings inferred from metro population share and national employment (311,560).
Pharmacist Snapshot — Baltimore (2026)
Every row cites a primary public dataset. Rent + home values use Zillow where the metro is in the ZHVI/ZORI coverage set; otherwise ACS + census tract fallbacks.
| Metric | Baltimore | National | Source |
|---|---|---|---|
| Pharmacist median salary | $89,711 | $136,030 | [1] |
| 10th percentile | $44,845 | $117,540 | [1] |
| 90th percentile | $187,707 | $181,730 | [1] |
| Annual take-home (single filer) | $67,734 | — | [8][10] |
| Median home value (ZHVI) | $399,960 | — | [5] |
| Median rent (ZORI) | $1,868/mo | — | [5] |
| HUD Fair Market Rent (2BR) | $1,725/mo | — | [6] |
| Median household income (ACS) | $97,300 | — | [7] |
| Cost-of-living index | 107.0 | 100.0 | [4] |
| Unemployment rate | 4.4% | — | [3] |
How Pharmacist Salaries Work in Baltimore
City-level wages aren't published directly by BLS for most SOC codes. We build them by anchoring to the Maryland state-level OEWS median ($87,700) and scaling by Baltimore's composite cost-of-living index (107)[1][4]. That index combines Census ACS rent, Zillow ZHVI, BLS CPI, and AdvisorSmith / ApartmentAdvisor inputs to produce one number per metro. When BLS publishes a separate metro-level wage (MSA-level OEWS), that takes priority — a handful of large metros including New York, LA, Chicago, and DC have this coverage.
On top of the gross wage, the standard US payroll stack applies: federal income tax using 2025 IRS brackets and the $15,000 single standard deduction[8], FICA (Social Security 6.2% up to $176,100 wage base + Medicare 1.45%)[9], and Maryland state income tax at a 4.4% effective rate ($3,929/yr on the $89,711 median)[10].
Baltimore also sits inside a larger metro labor market where commute patterns, remote-work policies, and adjacent-metro wages compete. Near-national unemployment means a balanced market — employers and candidates negotiate from roughly equal positions. Median household income in the metro is $97,300, which frames what "a good Pharmacist salary" means locally: a $$89,711 wage pays about 92% of the median household income on a single earner.
The deterministic identity: take_home = gross − federal − state − FICA − pre_tax. All math runs client-side; nothing is sent to our servers.
Pharmacist Salary & Cost-of-Living Context — Baltimore
Buy vs rent in Baltimore
Monthly PITI on the $399,960 median home in Baltimore is ~$2,851/mo — vs a $1,868/mo median rent. Rent burden on median household income is 23.0%, which falls within the recommended 30% guideline for housing costs.
Cost of Living Breakdown — Baltimore
Estimated annual expense shares on a $67,734 take-home, using BLS Consumer Expenditure Survey baseline shares scaled to Baltimore's COL index of 107. Housing uses the actual median rent.
BLS Consumer Expenditure Survey shares[1], scaled by Baltimore's COL index of 107[4]. Housing uses actual median rent of $1,300/month.
Salary vs Housing Affordability in Baltimore
Renting
Buying
At $5,645/mo take-home, the 30% rent rule caps housing at $1,694/mo. Baltimore's typical 1–2BR rent runs $1,868/mo[5] (HUD 2BR FMR: $1,725/mo), making rent very affordable on a median Pharmacist salary. For homebuyers, the 3.6× price-to-income ratio is comfortable — a median {p.title} salary supports the median home in {city.name} well inside standard lender DTI caps.
How Baltimore Stacks Up for Pharmacists
Against 283 major US cities: Baltimore ranks #90 for nominal Pharmacist salary, #122 for rent affordability, and #191 for overall purchasing power. High cost of living absorbs much of Baltimore's nominal wage premium. Pharmacists here often trade pay for lifestyle, proximity to employers, or family roots — consider nearby metros on a salary-to-COL basis.
Nearby Cities — Pharmacist Salary Comparison
Baltimore's closest metros, scaled by each city's cost-of-living index. Useful for relocation decisions where commute or remote-work policies allow a neighboring metro trade-off.
| City | Est. salary | COL | Rent | vs MD |
|---|---|---|---|---|
| Baltimore, MD ★ | $89,711 | 107 | $1,300 | — |
| Frederick, MD | $152,354 | 112 | $1,550 | +69.8% |
| Cape Coral, FL | $145,552 | 107 | $1,600 | +62.2% |
| Eugene, OR | $145,552 | 107 | $1,300 | +62.2% |
| Boise, ID | $145,552 | 107 | $1,298 | +62.2% |
| Victorville, CA | $145,552 | 107 | $1,600 | +62.2% |
Pharmacist Job Market in Baltimore
Baltimore has an estimated 403 annual Pharmacistopenings, extrapolated from the metro's share of 311,560 national Pharmacists[1]. The 4.4% unemployment rate[3] is near the national average, with steady turnover across most sectors.
About the profession: Pharmacists dispense prescription medications and provide expertise on their safe use. They work in retail pharmacies, hospitals, and clinical settings. Typical entry requirement: doctoral degree (pharmd). Projected growth through 2034: -3%[2].
Career Progression & Related Professions in Baltimore
Early-career Pharmacists in Baltimore start around $44,845, reach the city median ($89,711) after 4–8 years, and hit 90th-percentile territory ($187,707) at senior / specialized levels.
Related healthcare professions in Baltimore
Calculators for Pharmacists in Baltimore
Other professions in Baltimore
Frequently Asked Questions — Pharmacist in Baltimore
How much does a Pharmacist make in Baltimore, MD?
The estimated median salary for a Pharmacist in Baltimore is $89,711/year, scaled from the BLS OEWS Maryland state median ($87,700) by Baltimore's composite cost-of-living index of 107 (US = 100). After federal, Maryland state, and FICA taxes, take-home is approximately $67,734/year or $5,645/month.
Can a Pharmacist afford to live in Baltimore?
On $5,645/month take-home, the 30% rent rule affords $1,694/month. Baltimore's Zillow ZORI median rent is $1,868/mo, HUD's 2BR Fair Market Rent is $1,725/mo. The rent-to-income ratio works out to 17.4%, making housing very affordable for a Pharmacist at the local median. Home-buyers face 3.6× price-to-income, needing roughly 3.6 years to save a 20% down payment at a 20% savings rate.
How much tax does a Pharmacist pay in Baltimore?
On $89,711 gross, a Pharmacist in Baltimore pays approximately $11,185 in federal income tax (12.5% effective), $3,929 in Maryland state income tax (4.4% effective), and $6,863 in FICA (Social Security + Medicare). Total effective rate: 24.5%. Some Maryland cities levy local income taxes in addition; check your municipal DoR before filing.
How does Baltimore rank for Pharmacist salaries vs other cities?
Baltimore ranks #90 out of 283 tracked metros for nominal Pharmacist salary, #122 for rent affordability (rent-to-income), and #191 for purchasing power (salary ÷ COL). The high-purchasing-power cities tend to be mid-size metros with strong local employers and moderate housing costs; the low-ranked cities trade high nominal pay for steep rents.
What is the cost-of-living breakdown for a Pharmacist in Baltimore?
On $67,734 take-home, a reasonable baseline budget for Baltimore looks like: housing $15,600/yr (23.0%); food $8,470/yr; transportation $6,963/yr; healthcare $4,841/yr; utilities $3,505/yr; savings + discretionary $28,355/yr. Numbers use BLS Consumer Expenditure Survey shares scaled to Baltimore's COL index of 107 and the city's actual median rent.
What's the Pharmacist job market like in Baltimore?
Baltimore's unemployment rate is 4.4% across the metro of 2,890,000. Estimated annual Pharmacist openings: ~403 (extrapolated from 311,560 nationally employed and the metro's population share). The market is near national averages with steady turnover.
Do Baltimore employers pay above or below the Maryland median for Pharmacists?
Not consistently — Baltimore's estimated Pharmacist median of $89,711 is 34.1% below the national median. The trade-off is usually lower rents and (in some cases) lower state taxes, which can leave real purchasing power competitive.
Methodology — How we compute this page
Wage estimate. The Baltimore median is derived from the Maryland state-level BLS OEWS median ($87,700), scaled by Baltimore's composite cost-of-living index of 107. When BLS publishes a direct MSA-level wage for the occupation, that takes priority over the scaled state median. Percentile bands inherit the same scale factor.
Housing + rent. Median home value uses Zillow ZHVI; median rent prefers Zillow ZORI and falls back to Census ACS median gross rent. HUD Fair Market Rents (50th-percentile 2BR) are shown where HUD publishes the metro. Price-to-income and rent-to-income ratios use the estimated Pharmacistmedian (not the city's overall median household income) — to reflect the specific role-vs-city affordability picture.
Tax math. Federal tax uses 2025 IRS brackets and the $15,000 single standard deduction. FICA is Social Security 6.2% up to the $176,100 wage base + Medicare 1.45% (+ 0.9% Additional Medicare above $200,000). State tax uses Maryland's 2026 brackets from the state DoR (mirrored via Tax Foundation where the DoR's publication is paywalled or split). Local income taxes (e.g. NYC, Portland-OR supplemental, OH municipal) are NOT included — check your municipal authority for specifics.
Cost of living. The 107index is the composite used by CalcFi's /data/cities.ts, which merges Census ACS, BLS CPI shelter, Zillow ZORI, and commercial COL estimators. The COL-adjusted salary on this page assumes the statewide RPP = 104.6(BEA) approximates the state's purchasing power; cities are then scaled relative to that.
Refresh cadence. BLS OEWS releases annually (typically March); BEA RPP releases annually in December; IRS brackets adjust in October; Zillow ZHVI/ZORI updates monthly; HUD FMR publishes annually in August for the upcoming fiscal year. The dateModified shown above auto-bumps to the most recent retrievedAt on any sourced value the page consumes.
Known limits. Metro-level OEWS coverage is partial — only ~50 large MSAs have separately published occupation wages; the rest inherit state-level estimates scaled by COL. Rent and home data may trail the real-time market by 1–3 months (Zillow) or 8–12 months (ACS). Rankings are capped to the city set in our dataset (283 metros), not every incorporated US city.
Sources
Every number on this page cites a primary public dataset. Last reviewed (auto-bumped on the next ISR refresh after an ETL run).
- BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-06-08.
- BLS Employment Projections — 2024–34 occupational growth rates — www.bls.gov/emp. Retrieved 2026-06-08.
- BLS Local Area Unemployment Statistics — metro-level unemployment rate — www.bls.gov/lau. Retrieved 2026-06-08.
- Bureau of Economic Analysis — Regional Price Parities (state + metro) — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-06-08.
- Zillow Research — ZHVI (home value index) + ZORI (observed rent index) — www.zillow.com/research/data. Retrieved 2026-06-08.
- HUD Fair Market Rents — 50th-percentile 2-bedroom FY — www.huduser.gov/portal/datasets/fmr.html. Retrieved 2026-06-08.
- U.S. Census Bureau — American Community Survey (ACS) 5-year estimates, metro level — www.census.gov/programs-surveys/acs. Retrieved 2026-06-08.
- Internal Revenue Service — Federal individual income tax brackets and standard deductions — www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-06-08.
- Social Security Administration — OASDI / Medicare contribution and wage-base rules — www.ssa.gov. Retrieved 2026-06-08.
- Maryland Department of Revenue — 2026 individual income tax brackets (accessed via Tax Foundation mirror) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-06-08.
CalcFi does not sell data. If you spot an error, email hello@calcfi.app with the URL and the correct figure. We review reader corrections within 5 business days.
For personalized calculations, use the Maryland Paycheck Calculator.