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Physical Therapist Salary in Cape Coral, FL β€” 2026 Guide

Estimated salaries are adjusted for Cape Coral's cost of living (index: 107). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Physical Therapist Salary in Cape Coral β€” Key Numbers

$106,690
Median Salary
$87,045
25th Percentile
$127,127
75th Percentile
$148,677
90th Percentile
National median (Physical Therapist)$99,710
vs. National median+7.0%
Cape Coral median household income$66,600
vs. City household income+60.2%

Cost of Living in Cape Coral

Cost of Living Index
107(100 = avg)
Median Monthly Rent$1,600/mo
Rent-to-Income Ratio18.0%
Annual rent cost$19,200
Median Home Price$365,000
Home Price / Salary3.4Γ—
20% Down Payment$73,000
Years to save (20% rate)3.4 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Cape Coral

3.0%
Unemployment Rate
810,000
Metro Population
27 min
Avg Commute
44.8
Median Age

Cape Coral has a metro population of 810,000, offering a sizeable job market with strong opportunities across key sectors. The 3.0% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Physical Therapist make in Cape Coral, FL?

The estimated median salary for a Physical Therapist in Cape Coral is $106,690 per year (2026). This is derived from the national BLS median of $99,710 adjusted by Cape Coral's cost of living index (107). The typical salary range runs from $87,045 (25th percentile) to $127,127 (75th percentile), with top earners reaching $148,677.

Is Cape Coral affordable for a Physical Therapist?

On a $106,690 annual salary, a Physical Therapist in Cape Coral would spend approximately 18.0% of gross monthly income on median rent ($1,600/month). This is well within the 28% affordability threshold, making Cape Coral relatively affordable for this profession. The median home price of $365,000 is 3.4Γ— the annual salary.

How does a Physical Therapist's salary compare to Cape Coral's overall income?

Cape Coral's median household income is $66,600. A Physical Therapist earning the city-adjusted median of $106,690 earns 60.2% more than the typical Cape Coral household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.