Physical Therapist Salary in Charlotte, NC — 2026 Guide
Estimated salaries are adjusted for Charlotte's cost of living (index: 104). National data from BLS OEWS 2024; city adjustments reflect local market conditions.
Physical Therapist Salary in Charlotte — Key Numbers
Cost of Living in Charlotte
Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.
Job Market in Charlotte
Charlotte has a metro population of 2,840,000, offering a large, diverse job market with many employers across all industries. The 3.8% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.
Financial Calculators for Charlotte
Other Professions in Charlotte
Physical Therapist Salary — Other North Carolina Cities
Frequently Asked Questions
How much does a Physical Therapist make in Charlotte, NC?
The estimated median salary for a Physical Therapist in Charlotte is $103,698 per year (2026). This is derived from the national BLS median of $99,710 adjusted by Charlotte's cost of living index (104). The typical salary range runs from $84,604 (25th percentile) to $123,562 (75th percentile), with top earners reaching $144,508.
Is Charlotte affordable for a Physical Therapist?
On a $103,698 annual salary, a Physical Therapist in Charlotte would spend approximately 18.5% of gross monthly income on median rent ($1,595/month). This is well within the 28% affordability threshold, making Charlotte relatively affordable for this profession. The median home price of $365,000 is 3.5× the annual salary.
How does a Physical Therapist's salary compare to Charlotte's overall income?
Charlotte's median household income is $68,600. A Physical Therapist earning the city-adjusted median of $103,698 earns 51.2% more than the typical Charlotte household — placing them solidly in the middle-to-upper income tier for the city.
Explore More Salary Data
Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.