Physical Therapist Salary in Chattanooga, TN — 2026 Guide
Estimated salaries are adjusted for Chattanooga's cost of living (index: 92). National data from BLS OEWS 2024; city adjustments reflect local market conditions.
Physical Therapist Salary in Chattanooga — Key Numbers
Cost of Living in Chattanooga
Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.
Job Market in Chattanooga
Chattanooga has a metro population of 580,000, offering a sizeable job market with strong opportunities across key sectors. The 3.3% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.
Financial Calculators for Chattanooga
Other Professions in Chattanooga
Physical Therapist Salary — Other Tennessee Cities
Frequently Asked Questions
How much does a Physical Therapist make in Chattanooga, TN?
The estimated median salary for a Physical Therapist in Chattanooga is $91,733 per year (2026). This is derived from the national BLS median of $99,710 adjusted by Chattanooga's cost of living index (92). The typical salary range runs from $74,842 (25th percentile) to $109,305 (75th percentile), with top earners reaching $127,834.
Is Chattanooga affordable for a Physical Therapist?
On a $91,733 annual salary, a Physical Therapist in Chattanooga would spend approximately 14.4% of gross monthly income on median rent ($1,100/month). This is well within the 28% affordability threshold, making Chattanooga relatively affordable for this profession. The median home price of $270,000 is 2.9× the annual salary.
How does a Physical Therapist's salary compare to Chattanooga's overall income?
Chattanooga's median household income is $57,800. A Physical Therapist earning the city-adjusted median of $91,733 earns 58.7% more than the typical Chattanooga household — placing them solidly in the middle-to-upper income tier for the city.
Explore More Salary Data
Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.