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Physical Therapist Salary in Lubbock, TX β€” 2026 Guide

Estimated salaries are adjusted for Lubbock's cost of living (index: 87). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Physical Therapist Salary in Lubbock β€” Key Numbers

$86,748
Median Salary
$70,775
25th Percentile
$103,365
75th Percentile
$120,887
90th Percentile
National median (Physical Therapist)$99,710
vs. National median-13.0%
Lubbock median household income$52,400
vs. City household income+65.5%

Cost of Living in Lubbock

Cost of Living Index
87(100 = avg)
Median Monthly Rent$875/mo
Rent-to-Income Ratio12.1%
Annual rent cost$10,500
Median Home Price$195,000
Home Price / Salary2.2Γ—
20% Down Payment$39,000
Years to save (20% rate)2.2 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Lubbock

3.9%
Unemployment Rate
340,000
Metro Population
20 min
Avg Commute
29.6
Median Age

Lubbock has a metro population of 340,000, offering a growing job market with opportunities especially in established local industries. The 3.9% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Physical Therapist make in Lubbock, TX?

The estimated median salary for a Physical Therapist in Lubbock is $86,748 per year (2026). This is derived from the national BLS median of $99,710 adjusted by Lubbock's cost of living index (87). The typical salary range runs from $70,775 (25th percentile) to $103,365 (75th percentile), with top earners reaching $120,887.

Is Lubbock affordable for a Physical Therapist?

On a $86,748 annual salary, a Physical Therapist in Lubbock would spend approximately 12.1% of gross monthly income on median rent ($875/month). This is well within the 28% affordability threshold, making Lubbock relatively affordable for this profession. The median home price of $195,000 is 2.2Γ— the annual salary.

How does a Physical Therapist's salary compare to Lubbock's overall income?

Lubbock's median household income is $52,400. A Physical Therapist earning the city-adjusted median of $86,748 earns 65.5% more than the typical Lubbock household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.