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Physical Therapist Salary in McAllen, TX β€” 2026 Guide

Estimated salaries are adjusted for McAllen's cost of living (index: 81). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Physical Therapist Salary in McAllen β€” Key Numbers

$80,765
Median Salary
$65,894
25th Percentile
$96,236
75th Percentile
$112,550
90th Percentile
National median (Physical Therapist)$99,710
vs. National median-19.0%
McAllen median household income$44,000
vs. City household income+83.6%

Cost of Living in McAllen

Cost of Living Index
81(100 = avg)
Median Monthly Rent$880/mo
Rent-to-Income Ratio13.1%
Annual rent cost$10,560
Median Home Price$185,000
Home Price / Salary2.3Γ—
20% Down Payment$37,000
Years to save (20% rate)2.3 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in McAllen

6.8%
Unemployment Rate
900,000
Metro Population
21 min
Avg Commute
29.4
Median Age

McAllen has a metro population of 900,000, offering a sizeable job market with strong opportunities across key sectors. The 6.8% unemployment rate is above the national average, which may reflect broader economic conditions in the region.

Frequently Asked Questions

How much does a Physical Therapist make in McAllen, TX?

The estimated median salary for a Physical Therapist in McAllen is $80,765 per year (2026). This is derived from the national BLS median of $99,710 adjusted by McAllen's cost of living index (81). The typical salary range runs from $65,894 (25th percentile) to $96,236 (75th percentile), with top earners reaching $112,550.

Is McAllen affordable for a Physical Therapist?

On a $80,765 annual salary, a Physical Therapist in McAllen would spend approximately 13.1% of gross monthly income on median rent ($880/month). This is well within the 28% affordability threshold, making McAllen relatively affordable for this profession. The median home price of $185,000 is 2.3Γ— the annual salary.

How does a Physical Therapist's salary compare to McAllen's overall income?

McAllen's median household income is $44,000. A Physical Therapist earning the city-adjusted median of $80,765 earns 83.6% more than the typical McAllen household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.