How does a Physical Therapist's salary in Toledo compare to the rest of Ohio?

Toledo's cost of living index is 80 vs. the national average of 100, so salaries are adjusted downward accordingly. A Physical Therapist earning the city-adjusted median of $79,768 earns $31,368 more than the median household income in Toledo ($48,400).

Physical Therapist Salary in Toledo, OH — 2026 Guide

Estimated salaries are adjusted for Toledo's cost of living (index: 80). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Physical Therapist Salary in Toledo — Key Numbers

$79,768

Median Salary

$65,080

25th Percentile

$95,048

75th Percentile

$111,160

90th Percentile

National median (Physical Therapist)$99,710

vs. National median-20.0%

Toledo median household income$48,400

vs. City household income+64.8%

Cost of Living in Toledo

Cost of Living Index

80(100 = avg)

Median Monthly Rent$733/mo

Rent-to-Income Ratio11.0%

Annual rent cost$8,796

Median Home Price$145,000

Home Price / Salary1.8×

20% Down Payment$29,000

Years to save (20% rate)1.8 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Toledo

5.8%

Unemployment Rate

620,000

Metro Population

21 min

Avg Commute

36.8

Median Age

Toledo has a metro population of 620,000, offering a sizeable job market with strong opportunities across key sectors. The 5.8% unemployment rate is near the national average.

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Cost of Living — Toledo

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Physical Therapist Salary in Ohio

Statewide salary breakdown

Other Professions in Toledo

Physician$183,440 Chief Executive Officer$168,000 Dentist$140,408 IT Manager$135,608 Marketing Manager$126,096 Lawyer$116,608

Physical Therapist Salary — Other Ohio Cities

Columbus, OH$89,739 Cleveland, OH$84,754 Cincinnati, OH$90,736 Dayton, OH$82,759 Akron, OH$82,759

Frequently Asked Questions

How much does a Physical Therapist make in Toledo, OH?

The estimated median salary for a Physical Therapist in Toledo is $79,768 per year (2026). This is derived from the national BLS median of $99,710 adjusted by Toledo's cost of living index (80). The typical salary range runs from $65,080 (25th percentile) to $95,048 (75th percentile), with top earners reaching $111,160.

Is Toledo affordable for a Physical Therapist?

On a $79,768 annual salary, a Physical Therapist in Toledo would spend approximately 11.0% of gross monthly income on median rent ($733/month). This is well within the 28% affordability threshold, making Toledo relatively affordable for this profession. The median home price of $145,000 is 1.8× the annual salary.

How does a Physical Therapist's salary compare to Toledo's overall income?

Toledo's median household income is $48,400. A Physical Therapist earning the city-adjusted median of $79,768 earns 64.8% more than the typical Toledo household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Physical Therapist — National Physical Therapist in Ohio All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.