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HealthcareIowa (IA)

Physical Therapist Salary in Iowa

Take-home pay breakdown using 2025 tax rates โ€” single filer, standard deduction

$99,710
Gross Salary
national median
$74,744
Annual Take-Home
75.0% of gross
$6,229
Monthly Take-Home
after all taxes
$2,875
Bi-Weekly Paycheck
after all taxes

Full Tax Breakdown โ€” Iowa

Based on national median Physical Therapist salary of $99,710, single filer, 2025 tax year

Gross Annual Salary
$99,710
Deductions
Federal Income Tax
Effective rate: 13.6%
-$13,549
Iowa State Income Tax
Effective rate: 3.8%
-$3,789
Social Security Tax
6.2% up to wage base
-$6,182
Medicare Tax
1.45%
-$1,446
Total Taxes
25.0% effective rate
-$24,966
Net Take-Home Pay (Annual)
$74,744
Net Take-Home Pay (Monthly)
$6,229
Net Take-Home Pay (Bi-Weekly)
$2,875

Where Your Money Goes

Take-Home Pay$74,744 (75.0%)
Federal Income Tax$13,549 (13.6%)
Iowa State Tax$3,789 (3.8%)
FICA (SS + Medicare)$7,628 (7.7%)

Iowa vs. National Average

National Median Salary
$99,710
Used for calculations on this page
State Income Tax
$3,789/yr
Effective rate: 3.8%
Property Tax Rate
1.6%
Effective rate on home value
State Sales Tax
6.0%
State rate (local rates may vary)

Flat 3.8% as of 2025 (reduced from graduated rates). Retirement income exempt for those 55+. Inheritance tax being phased out.

Frequently Asked Questions โ€” Physical Therapist in Iowa

How much does a Physical Therapist take home in Iowa?

On a national median salary of $99,710, a Physical Therapist in Iowa takes home approximately $74,744/year ($6,229/month) after federal income tax, Iowa state income tax, and FICA taxes. This represents an effective total tax rate of 25.0%.

What is the Iowa state income tax rate for a Physical Therapist?

On a $99,710 salary, the effective Iowa state income tax rate is 3.8%, resulting in $3,789 in state taxes annually. Iowa's marginal rate for this income level is higher, but credits and deductions reduce the effective rate.

How does Iowa compare to other states for Physical Therapists?

State tax burden is a key factor in take-home pay comparison. Iowa's 3.8% effective state tax rate places it in the middle range nationally. To compare all states, use the "Salary by State" table above.

What other taxes does a Physical Therapist pay in Iowa?

In addition to federal and state income taxes, workers pay FICA taxes: Social Security (6.2% on wages up to the $168,600 wage base in 2025) and Medicare (1.45%, plus 0.9% surcharge on earnings over $200,000). Local income taxes may also apply in some Iowa cities. Iowa's property tax rate is 1.6%, and the state sales tax rate is 6.0%.

Calculations use 2025 federal and state tax rates. Single filer, standard deduction. Does not include local taxes, pre-tax retirement contributions, or employer benefits. Salary data sourced from U.S. Bureau of Labor Statistics (BLS) OEWS. Last updated: March 2025. For personalized calculations, use the Paycheck Calculator.