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HealthcareMassachusetts (MA)

Physical Therapist Salary in Massachusetts

Take-home pay breakdown using 2025 tax rates โ€” single filer, standard deduction

$99,710
Gross Salary
national median
$73,768
Annual Take-Home
74.0% of gross
$6,147
Monthly Take-Home
after all taxes
$2,837
Bi-Weekly Paycheck
after all taxes

Full Tax Breakdown โ€” Massachusetts

Based on national median Physical Therapist salary of $99,710, single filer, 2025 tax year

Gross Annual Salary
$99,710
Deductions
Federal Income Tax
Effective rate: 13.6%
-$13,549
Massachusetts State Income Tax
Effective rate: 4.8%
-$4,766
Social Security Tax
6.2% up to wage base
-$6,182
Medicare Tax
1.45%
-$1,446
Total Taxes
26.0% effective rate
-$25,943
Net Take-Home Pay (Annual)
$73,768
Net Take-Home Pay (Monthly)
$6,147
Net Take-Home Pay (Bi-Weekly)
$2,837

Where Your Money Goes

Take-Home Pay$73,768 (74.0%)
Federal Income Tax$13,549 (13.6%)
Massachusetts State Tax$4,766 (4.8%)
FICA (SS + Medicare)$7,628 (7.7%)

Massachusetts vs. National Average

National Median Salary
$99,710
Used for calculations on this page
State Income Tax
$4,766/yr
Effective rate: 4.8%
Property Tax Rate
1.2%
Effective rate on home value
State Sales Tax
6.3%
State rate (local rates may vary)

Standard flat 5% with 9% "millionaires surtax" over $1,083,150 (2025). No standard deduction.

Frequently Asked Questions โ€” Physical Therapist in Massachusetts

How much does a Physical Therapist take home in Massachusetts?

On a national median salary of $99,710, a Physical Therapist in Massachusetts takes home approximately $73,768/year ($6,147/month) after federal income tax, Massachusetts state income tax, and FICA taxes. This represents an effective total tax rate of 26.0%.

What is the Massachusetts state income tax rate for a Physical Therapist?

On a $99,710 salary, the effective Massachusetts state income tax rate is 4.8%, resulting in $4,766 in state taxes annually. Massachusetts's marginal rate for this income level is higher, but credits and deductions reduce the effective rate.

How does Massachusetts compare to other states for Physical Therapists?

State tax burden is a key factor in take-home pay comparison. Massachusetts's 4.8% effective state tax rate places it in the middle range nationally. To compare all states, use the "Salary by State" table above.

What other taxes does a Physical Therapist pay in Massachusetts?

In addition to federal and state income taxes, workers pay FICA taxes: Social Security (6.2% on wages up to the $168,600 wage base in 2025) and Medicare (1.45%, plus 0.9% surcharge on earnings over $200,000). Local income taxes may also apply in some Massachusetts cities. Massachusetts's property tax rate is 1.2%, and the state sales tax rate is 6.3%.

Calculations use 2025 federal and state tax rates. Single filer, standard deduction. Does not include local taxes, pre-tax retirement contributions, or employer benefits. Salary data sourced from U.S. Bureau of Labor Statistics (BLS) OEWS. Last updated: March 2025. For personalized calculations, use the Paycheck Calculator.