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HealthcareKentucky (KY)

Physician Salary in Kentucky

Take-home pay breakdown using 2025 tax rates โ€” single filer, standard deduction

$229,300
Gross Salary
national median
$160,111
Annual Take-Home
69.8% of gross
$13,343
Monthly Take-Home
after all taxes
$6,158
Bi-Weekly Paycheck
after all taxes

Full Tax Breakdown โ€” Kentucky

Based on national median Physician salary of $229,300, single filer, 2025 tax year

Gross Annual Salary
$229,300
Deductions
Federal Income Tax
Effective rate: 19.9%
-$45,641
Kentucky State Income Tax
Effective rate: 3.9%
-$9,041
Social Security Tax
6.2% up to wage base
-$10,918
Medicare Tax
1.45% + 0.9% above $200k
-$3,589
Total Taxes
30.2% effective rate
-$69,189
Net Take-Home Pay (Annual)
$160,111
Net Take-Home Pay (Monthly)
$13,343
Net Take-Home Pay (Bi-Weekly)
$6,158

Where Your Money Goes

Take-Home Pay$160,111 (69.8%)
Federal Income Tax$45,641 (19.9%)
Kentucky State Tax$9,041 (3.9%)
FICA (SS + Medicare)$14,507 (6.3%)

Kentucky vs. National Average

National Median Salary
$229,300
Used for calculations on this page
State Income Tax
$9,041/yr
Effective rate: 3.9%
Property Tax Rate
0.9%
Effective rate on home value
State Sales Tax
6.0%
State rate (local rates may vary)

Flat 4.0% rate. Local income taxes (avg ~1.31% of AGI) not included. Rate reduced from 4.5% in 2023.

Frequently Asked Questions โ€” Physician in Kentucky

How much does a Physician take home in Kentucky?

On a national median salary of $229,300, a Physician in Kentucky takes home approximately $160,111/year ($13,343/month) after federal income tax, Kentucky state income tax, and FICA taxes. This represents an effective total tax rate of 30.2%.

What is the Kentucky state income tax rate for a Physician?

On a $229,300 salary, the effective Kentucky state income tax rate is 3.9%, resulting in $9,041 in state taxes annually. Kentucky's marginal rate for this income level is higher, but credits and deductions reduce the effective rate.

How does Kentucky compare to other states for Physicians?

State tax burden is a key factor in take-home pay comparison. Kentucky's 3.9% effective state tax rate places it in the middle range nationally. To compare all states, use the "Salary by State" table above.

What other taxes does a Physician pay in Kentucky?

In addition to federal and state income taxes, workers pay FICA taxes: Social Security (6.2% on wages up to the $168,600 wage base in 2025) and Medicare (1.45%, plus 0.9% surcharge on earnings over $200,000). Local income taxes may also apply in some Kentucky cities. Kentucky's property tax rate is 0.9%, and the state sales tax rate is 6.0%.

Calculations use 2025 federal and state tax rates. Single filer, standard deduction. Does not include local taxes, pre-tax retirement contributions, or employer benefits. Salary data sourced from U.S. Bureau of Labor Statistics (BLS) OEWS. Last updated: March 2025. For personalized calculations, use the Paycheck Calculator.